CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Multicare Valley Hospital

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70553
Insurance Median: $847
Cash Discount Price: $2,475
vs. Medicare Baseline: 2.38x Medicare

The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Multicare Valley Hospital is $847. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,475. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 2.38x the Medicare baseline. Located in 12606 East Mission Avenue, Spokane Valley, WA.

Cash / Self-Pay

$2,475

Average discount available for prompt cash payment at this facility.

Insurance Median

$847

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $2,475 (694%)

Insurance Median: $847 (238%)

Cash: $2,475 (694% of Medicare)

Ins. Median: $847 (238% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 238% of the Medicare baseline (a markup of 138%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Molina	$303 - $734	85%
Coordinated Care	$306	86%
Wellpoint	$306	86%
UnitedHealthcare	$312 - $1,152	88%
Community Health Plan Of Washington	$320 - $630	90%
Blue Cross Blue Shield	$373	105%
Aetna	$385 - $1,335	108%
Regence	$385	108%
Wellcare	$392	110%
Premera	$651 - $1,018	183%
Ambetter / Centene	$691	194%
Regence/Asuris	$847	238%
Cigna	$908	255%
Pacificsource	$1,658 - $1,964	465%
Kaiser	$2,149	603%
First Choice	$2,372 - $4,312	665%
First Health	$4,455	1250%
Multiplan/Phcs	$4,455	1250%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,475.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70553.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Multicare Valley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70553.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.