CMS Price Transparency Data

Blood test, liver function panel

Facility: Charleston Area Medical Center

Billing Code: 80076 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80076
Insurance Median: $216
Cash Discount Price: $262
vs. Medicare Baseline: 26.44x Medicare

The contracted insurance negotiated median rate for a Blood test, liver function panel at Charleston Area Medical Center is $216. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $262. Compared to the federal Medicare reimbursement reference rate of $8.17, this hospital’s rate is 26.44x the Medicare baseline. Located in 501 Morris Street, Charleston, WV.

Cash / Self-Pay

$262

Average discount available for prompt cash payment at this facility.

Insurance Median

$216

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.17

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.17 (100%)

Cash / Self-Pay: $262 (3207%)

Insurance Median: $216 (2644%)

Cash: $262 (3207% of Medicare)

Ins. Median: $216 (2644% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.17 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2644% of the Medicare baseline (a markup of 2544%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$7 - $278	86%
The Health Plan Of West Virginia Inc.	$7 - $275	86%
Unicare Health Plan Of West Virginia Inc.	$7 - $8	86%
Blue Cross Blue Shield	$8 - $259	98%
Choicecare Network	$8 - $278	98%
Optimum Choice Inc.	$8	98%
Triwest Va	$8	98%
UnitedHealthcare	$8 - $278	98%
West Virginia Senior Advantage Inc.	$9	110%
Integrated Medical Solutions	$16	196%
Naphcare	$16	196%
Caresource	$20	245%
Tricare	$144 - $170	1763%
City Of Charleston	$180 - $213	2203%
Cigna	$223 - $264	2729%
Three Rivers Providers Network	$233 - $275	2852%
Healthsmart	$235 - $278	2876%
Multiplan	$235 - $278	2876%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $262.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80076.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Charleston Area Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80076.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.