CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Mon Health Medical Center

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 43239
  • Insurance Median: $2,705
  • Cash Discount Price: $1,847
  • vs. Medicare Baseline: 2.92x Medicare
The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Mon Health Medical Center is $2,705. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,847. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 2.92x the Medicare baseline. Located in 1200 Jd Anderson Drive, Morgantown, WV.
Cash / Self-Pay
$1,847

Average discount available for prompt cash payment at this facility.

Insurance Median
$2,705

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)
Cash / Self-Pay: $1,847 (199%)
Insurance Median: $2,705 (292%)
Cash: $1,847 (199% of Medicare)
Ins. Median: $2,705 (292% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 292% of the Medicare baseline (a markup of 192%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Geha_Plan $116 - $7,165 13%
Aetna $123 - $5,909 13%
Blue Cross Blue Shield $123 - $4,211 13%
Maryland_Physicians_Care_Plan $123 - $5,171 13%
Medicare (plans) $123 - $877 13%
Paramount_Elite_Plan $123 - $877 13%
Uhc_Onenet_Ppo_Plan $123 - $7,165 13%
Uhc_Options_Ppo_Plan $123 - $6,870 13%
Uhc_Plan $123 - $6,648 13%
Umwa_Plan $123 13%
Health_South_Mountain_View_Plan $133 - $877 14%
Gateway_Health_Plan $149 - $163 16%
Unison_Plan $149 16%
The_Health_Plan_Peia_Plan $160 - $813 17%
Humana $210 - $6,648 23%
Seven_Corners_Plan $245 - $1,755 26%
The_Health_Plan_Murray_Energy_Commercial_Aso_Plan $247 - $5,909 27%
Acpn_Plan $260 - $6,648 28%
Upmc__Plan $374 - $7,165 40%
Zelis_Group_Health_Plan $670 - $877 72%
Zelis_Other_Plan $670 - $746 72%
Uhc_Va_Plan $877 95%
The_Health_Plan_Plan $6,104 - $6,352 659%
Cigna $6,388 - $6,648 689%
Mon_County_Commission_Plan $6,388 - $6,648 689%
Health_Payors_Organization_Plan $6,529 - $6,796 705%
Multiplan_Phcs_Plan $6,742 - $7,017 728%
Mutual_Of_Omaha_Plan $6,742 - $7,017 728%
Three_Rivers_Plan $6,884 - $7,165 743%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1200 Jd Anderson Drive, Morgantown, WV 26505
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals