CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Select Specialty Hospital- Morgantown

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 470
Insurance Median: $1,900
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.14x Medicare

The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Select Specialty Hospital- Morgantown is $1,900. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 0.14x the Medicare baseline. Located in 1200 J D Anderson Dr, Morgantown, WV.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,900

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)

Insurance Median: $1,900 (14%)

Ins. Median: $1,900 (14% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Occunet	$1,550	11%
Aetna	$1,592	11%
Highmark Health Options	$1,650	12%
Peak Health Plan	$1,650 - $2,585	12%
Phcs-Multiplan	$1,700	12%
UnitedHealthcare	$1,717	12%
The Health Plan	$1,810 - $1,900	13%
Cigna	$1,925	14%
Naphcare	$1,951	14%
Centivo	$1,995	14%
Health Smart	$2,019 - $2,242	14%
Seven Corners	$2,100	15%
American Correctional Healthcare	$2,200	16%
Highmark	$2,278 - $2,437	16%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Select Specialty Hospital- Morgantown is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.