Blood test, hemoglobin
Facility: Loma Linda University Medical Center
Billing Code: 85018 (CPT)
- CPT Billing Code: 85018
- Insurance Median: $8
- Cash Discount Price: $26
- vs. Medicare Baseline: 3.38x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 338% of the Medicare baseline (a markup of 238%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Adventist Health | $2 - $19 | 84% |
| Alpha Care Medical Group | $2 - $4 | 84% |
| Dignity Health | $2 - $4 | 84% |
| Epic Health Plan | $2 - $38 | 84% |
| Inland Empire Health Plan (Iehp) | $2 - $4 | 84% |
| Kaiser Foundation Hospitals | $2 - $63 | 84% |
| Lluh Dept Of Risk Management | $2 - $19 | 84% |
| UnitedHealthcare | $2 | 84% |
| Upland Medical Group | $2 | 84% |
| Vantage Medical Group | $2 - $4 | 84% |
| Blue Cross Blue Shield | $3 - $17 | 127% |
| Molina Healthcare Of Ca | $3 | 127% |
| Prime Health Services | $3 - $81 | 127% |
| Riverside University Health System | $3 | 127% |
| Blue Shield Of California | $4 - $58 | 169% |
| Heritage Provider Network | $4 | 169% |
| Aetna | $6 - $58 | 253% |
| Cigna | $6 - $70 | 253% |
| Global Benefits Group | $6 - $57 | 253% |
| Networks By Design | $6 - $62 | 253% |
| Temecula Valley Physicians Medical Group | $6 - $57 | 253% |
| Trivalley Medical Group | $6 - $57 | 253% |
| Central Health Plan | $8 - $76 | 338% |
| Galaxy Health | $8 - $81 | 338% |
| Multiplan | $8 - $71 | 338% |
| Health Management Network | $9 - $86 | 380% |