Loma Linda University Medical Center
11234 Anderson St, Loma Linda, CA 92354 · 115 Priced Procedures · 78% Patient Recommendation
Typical commercial prices here are +33% above the fair benchmark (1.33×) even after accounting for local nurse/doctor wages and patient complexity.
4-Star CMS clinical quality rating paired with 1.33× fair market pricing.
Cash-Arbitrage Bifurcated Pricer
Loma Linda University Medical Center maintains elevated commercial insurance contracts (1.33× Fair BaseRate) while offering direct self-pay cash discounts that beat commercial negotiated medians on 55% of procedures. High-deductible and uninsured patients should always request the self-pay cash rate prior to billing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 1.05× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 55% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 78% patient recommendation (73/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (43.9% AGB cap)
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.4× markup over Medicare rates
- Commercial insurance median sits at 1.14× Fair BaseRate (1.5× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 1.36×) jump +19% above the median procedure ratio (Q50 1.14×)
- Unnegotiated chargemaster list prices average 15.9× Medicare (17¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Loma Linda University Medical Center
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 115 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $57,915 | unverified |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $35,066 | unverified |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $32,793 | unverified |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $27,234 | unverified |
| Total hip replacement CPT Code: 27130 | $18,164 | unverified |
| Total knee replacement CPT Code: 27447 | $18,164 | unverified |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $14,435 | unverified |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $10,125 | 1.7× |
| Vaginal delivery (full package) CPT Code: 59400 | $8,407 | 3.1× |
| Inguinal hernia repair CPT Code: 49505 | $6,199 | 1.7× |
| Breast lump removal CPT Code: 19120 | $5,673 | 1.5× |
| Cataract surgery with lens implant CPT Code: 66984 | $4,304 | 1.7× |
| Colonoscopy with biopsy CPT Code: 45380 | $1,847 | 1.5× |
| Upper endoscopy with biopsy CPT Code: 43239 | $1,598 | 1.6× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $1,375 | 1.4× |
| Injection procedure for pain management HCPCS Code: G0260 | $1,244 | 1.5× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $1,215 | 1.2× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $773 | 1.3× |
| Blood transfusion CPT Code: 36430 | $624 | 1.3× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $535 | 1.0× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $494 | 1.1× |
| MRI, knee or other leg joint CPT Code: 73721 | $411 | 1.1× |
| Diagnostic mammogram (both breasts) CPT Code: 77066 | $322 | 2.2× |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $338 | 1.2× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $338 | 1.1× |
Audit a Bill or Quote at Loma Linda University Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $61,019
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (43.9% of gross = $61,019).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Loma Linda University Medical Center's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($138,996) is $108,221 above the denoised Fair BaseRate ($30,775) and 5.9× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (43.9% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Loma Linda University Medical Center. Prior administrative notices do not necessarily reflect current compliance status.
- 2025-03-18·administrative_or_closure
Met Requirements
Recorded - 2025-02-21·administrative_or_closure
Closure Notice
Recorded - 2024-11-19·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (2,995 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Loma Linda University Medical Center.
Notable Payer Contract Outliers (SVD Matrix Anomalies)
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.