CMS Price Transparency Data

CT scan, abdomen and pelvis (no contrast)

Facility: Loma Linda University Medical Center

Billing Code: 74176 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 74176
Insurance Median: $1,157
Cash Discount Price: $2,241
vs. Medicare Baseline: 4.75x Medicare

The contracted insurance negotiated median rate for a CT scan, abdomen and pelvis (no contrast) at Loma Linda University Medical Center is $1,157. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,241. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 4.75x the Medicare baseline. Located in 11234 Anderson St, Loma Linda, CA.

Cash / Self-Pay

$2,241

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,157

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $2,241 (919%)

Insurance Median: $1,157 (475%)

Cash: $2,241 (919% of Medicare)

Ins. Median: $1,157 (475% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 475% of the Medicare baseline (a markup of 375%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Inland Empire Health Plan (Iehp)	$300 - $307	123%
Adventist Health	$307 - $1,276	126%
Alpha Care Medical Group	$307 - $461	126%
Dignity Health	$307 - $461	126%
Epic Health Plan	$307 - $2,552	126%
Kaiser Foundation Hospitals	$307 - $4,256	126%
UnitedHealthcare	$307 - $1,037	126%
Upland Medical Group	$307	126%
Vantage Medical Group	$307 - $461	126%
Prime Health Services	$326 - $5,424	134%
Riverside University Health System	$338	139%
Molina Healthcare Of Ca	$412	169%
Heritage Provider Network	$504	207%
Lluh Dept Of Risk Management	$716 - $1,276	294%
Blue Cross Blue Shield	$765 - $2,103	314%
Blue Shield Of California	$1,422 - $2,174	583%
Global Benefits Group	$2,149 - $3,829	882%
Temecula Valley Physicians Medical Group	$2,149	882%
Trivalley Medical Group	$2,149	882%
Cigna	$2,292 - $2,650	940%
Networks By Design	$2,328 - $4,148	955%
Aetna	$2,364	970%
Multiplan	$2,686 - $4,786	1102%
Central Health Plan	$2,865 - $5,105	1175%
Galaxy Health	$3,044 - $5,424	1249%
Health Management Network	$3,223 - $5,743	1322%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,241.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 74176.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Loma Linda University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 74176.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.