CMS Price Transparency Data

CT scan, sinuses

Facility: Loma Linda University Medical Center

Billing Code: 70486 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70486
Insurance Median: $1,062
Cash Discount Price: $1,329
vs. Medicare Baseline: 9.94x Medicare

The contracted insurance negotiated median rate for a CT scan, sinuses at Loma Linda University Medical Center is $1,062. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,329. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 9.94x the Medicare baseline. Located in 11234 Anderson St, Loma Linda, CA.

Cash / Self-Pay

$1,329

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,062

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,329 (1244%)

Insurance Median: $1,062 (994%)

Cash: $1,329 (1244% of Medicare)

Ins. Median: $1,062 (994% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 994% of the Medicare baseline (a markup of 894%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Adventist Health	$135 - $757	126%
Alpha Care Medical Group	$135 - $203	126%
Dignity Health	$135 - $203	126%
Epic Health Plan	$135 - $1,513	126%
Inland Empire Health Plan (Iehp)	$135 - $212	126%
Kaiser Foundation Hospitals	$135 - $2,523	126%
UnitedHealthcare	$135 - $1,062	126%
Upland Medical Group	$135	126%
Vantage Medical Group	$135 - $203	126%
Prime Health Services	$143 - $3,216	134%
Riverside University Health System	$149	140%
Molina Healthcare Of Ca	$181	169%
Heritage Provider Network	$222	208%
Lluh Dept Of Risk Management	$425 - $757	398%
Blue Shield Of California	$843 - $1,289	789%
Blue Cross Blue Shield	$978 - $1,247	916%
Global Benefits Group	$1,274 - $2,270	1193%
Temecula Valley Physicians Medical Group	$1,274	1193%
Trivalley Medical Group	$1,274	1193%
Cigna	$1,359 - $1,572	1272%
Networks By Design	$1,381 - $2,459	1293%
Multiplan	$1,593 - $2,837	1491%
Central Health Plan	$1,699 - $3,026	1591%
Galaxy Health	$1,805 - $3,216	1690%
Health Management Network	$1,912 - $3,405	1790%
Aetna	$2,364	2213%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,329.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70486.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Loma Linda University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70486.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.