CMS Price Transparency Data

X-ray, lower back

Facility: Loma Linda University Medical Center

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $320
Cash Discount Price: $720
vs. Medicare Baseline: 3.00x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at Loma Linda University Medical Center is $320. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $720. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 3.00x the Medicare baseline. Located in 11234 Anderson St, Loma Linda, CA.

Cash / Self-Pay

$720

Average discount available for prompt cash payment at this facility.

Insurance Median

$320

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $720 (674%)

Insurance Median: $320 (300%)

Cash: $720 (674% of Medicare)

Ins. Median: $320 (300% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 300% of the Medicare baseline (a markup of 200%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$39 - $191	37%
Inland Empire Health Plan (Iehp)	$75 - $135	70%
Kaiser Foundation Hospitals	$83 - $1,067	78%
Adventist Health	$135 - $320	126%
Alpha Care Medical Group	$135 - $203	126%
Dignity Health	$135 - $203	126%
Epic Health Plan	$135 - $640	126%
UnitedHealthcare	$135 - $193	126%
Upland Medical Group	$135	126%
Vantage Medical Group	$135 - $203	126%
Prime Health Services	$143 - $1,360	134%
Riverside University Health System	$149	140%
Molina Healthcare Of Ca	$181	169%
Heritage Provider Network	$222	208%
Lluh Dept Of Risk Management	$320	300%
Blue Shield Of California	$635 - $971	595%
Global Benefits Group	$960	899%
Temecula Valley Physicians Medical Group	$960	899%
Trivalley Medical Group	$960	899%
Aetna	$972	910%
Cigna	$1,024 - $1,184	959%
Networks By Design	$1,040	974%
Multiplan	$1,200	1123%
Central Health Plan	$1,280	1198%
Galaxy Health	$1,360	1273%
Health Management Network	$1,440	1348%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $720.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Loma Linda University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.