CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: University of Miami Hospital and Clinics

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $76
Cash Discount Price: $43
vs. Medicare Baseline: 12.65x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at University of Miami Hospital and Clinics is $76. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $43. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 12.65x the Medicare baseline. Located in 1475 Nw 12Th Ave Suite 2175, Miami, FL.

Cash / Self-Pay

$43

Average discount available for prompt cash payment at this facility.

Insurance Median

$76

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $43 (715%)

Insurance Median: $76 (1265%)

Cash: $43 (715% of Medicare)

Ins. Median: $76 (1265% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1265% of the Medicare baseline (a markup of 1165%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Careplus	$5 - $97	83%
Molina Healthcare Of Fl	$5 - $105	83%
Sunshine Health	$5 - $97	83%
Aetna	$6 - $213	100%
Amerihealth Caritas Fl	$6 - $109	100%
Blue Cross Blue Shield	$6 - $370	100%
Oscar Health Of Fl	$6 - $109	100%
UnitedHealthcare	$6 - $26	100%
Cigna	$7 - $169	116%
Humana	$7	116%
Solis Health	$7	116%
Avmed	$11 - $252	183%
Curative	$11 - $206	183%
Employers Health Network	$12 - $233	200%
Simply Healthcare	$12 - $233	200%
First Health	$13 - $252	216%
Health First New York Health Insurance	$13 - $252	216%
Broward Health	$14 - $272	233%
Beech Street	$16 - $310	266%
Dimension Health	$16 - $310	266%
Multiplan	$16 - $310	266%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $43.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Miami Hospital and Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.