Skip to main content
States Procedures Methodology Search
State Price Transparency Index 188 Mapped Hospitals 142 Shoppable Procedures +1% vs. U.S. Median (near the U.S. average)

Florida Hospital Rates

Compare cash discount rates, commercial insurance prices, and fair price benchmarks across all 188 Florida hospitals.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Near Fair BaseRate Benchmark
1.01×vs. U.S. Fair Price Average
Position vs. 1.00× Fair PriceRight at U.S. Average (0%) 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Across 188 Florida hospitals, typical commercial prices match the U.S. fair price average (1.01×) after accounting for local wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Florida Market & Best ValueSummarizes statewide hospital price coverage across Florida, the average commercial markup over federal Medicare rates, and the #1 best-value hospital in the state.188 Hospitals · 142 Procedures
Hospitals Priced188 in FLTotal hospitals in Florida with verified machine-readable price disclosures indexed in the Crystal.
Avg vs. Medicare2.1× MedicareAverage commercial insurance negotiated rate across Florida hospitals compared to what federal Medicare pays for the same procedure.
Best Value in FL0.34× FairLowest confounder-adjusted hospital in Florida: Circles of Care, Inc (Melbourne) at 0.34× fair market price.

Most affordable Florida hospital: Circles of Care, Inc (Melbourne) at 0.34× the fair price (66% below benchmark).

Statewide Hospital Pricing Fingerprint188 Florida Hospitals Analyzed

Florida Statewide Hospital Pricing Summary

Across 188 reporting hospitals and 142 shoppable procedures in Florida, typical commercial insurance rates sit at 1.01× the U.S. fair price average (2.1× federal Medicare rates). However, prices vary by 13.4× across the state — from 0.34× fair price at the most affordable hospitals up to 4.55× at high-markup facilities.

State Price Index: 1.01× U.S. Fair AverageAvg Commercial Rate: 2.1× Medicare
Advantage

Best Value in Florida (Lowest-Priced Hospitals & Patient Edge)

  • Best-value hospital in Florida: Circles of Care, Inc (Melbourne) prices care at 0.34× the fair price benchmark.
  • Additional low-cost leaders include Centerstone of Florida (Bradenton, 0.44× fair) and Fishermen's Community Hospital (0.51× fair).
  • Bottom-quartile Florida hospitals (Q25) charge 0.96× the fair price or less — comparing quotes before scheduling elective care saves 25%–45%.
  • Nonprofit 501(c)(3) hospitals across Florida must provide free or discounted charity care under federal 26 U.S.C. § 501(r) income rules.
Watchout

Where Florida Patients Get Burned (High-Markup Traps)

  • Highest-markup Florida facilities reach 9.3× Medicare (HCA Florida Orange Park Hospital in Orange Park, Memorial Regional Hospital).
  • Prices for the exact same procedure swing 13.4× between the lowest-priced (0.34×) and highest-priced (4.55×) hospitals in Florida.
  • Emergency room, lab, and outpatient surgery facility fees carry significantly higher markups than pre-scheduled imaging or freestanding centers.
Most Affordable FL Hospitals (Bottom 25%)Best Value Tier
0.34× – 0.96× Fair

Led by Circles of Care, Inc (Melbourne) at 0.34× fair price.

Typical Florida Hospital (State Median)2.1× Medicare
1.14× Fair Price

Middle-of-the-pack commercial rate across all 188 Florida hospitals.

Highest-Markup FL Hospitals (Top 25%)13.4× State Spread
1.41× – 4.55× Fair

Highest-priced quarter of Florida hospitals where shopping around saves the most.

Florida County Price & Affordability Heatmap 49 of 67 Counties with MRF Hospital Data

Florida County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 67 counties in Florida

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup
Broward County17hosps
1.23× Fair
Income $75k
Miami-Dade County14hosps
1.07× Fair
Income $69k
Hillsborough County9hosps
1.14× Fair
Income $75k
Pinellas County9hosps
1.18× Fair
Income $70k
Pasco County7hosps
1.14× Fair
Income $67k
Palm Beach County7hosps
1.28× Fair
Income $81k
Duval County6hosps
1.04× Fair
Income $68k
Volusia County6hosps
1.07× Fair
Income $67k
Brevard County6hosps
2.11× Fair
Income $76k
Polk County5hosps
1.05× Fair
Income $64k
Orange County5hosps
1.33× Fair
Income $77k
Manatee County4hosps
1.13× Fair
Income $76k
Sarasota County4hosps
1.16× Fair
Income $81k
Santa Rosa County3hosps
1.00× Fair
Income $89k
Escambia County3hosps
1.11× Fair
Income $66k
Okaloosa County3hosps
1.32× Fair
Income $79k
Monroe County2hosps
0.74× Fair
Income $82k
Lake County2hosps
1.08× Fair
Income $70k
Flagler County2hosps
1.14× Fair
Income $73k
Clay County2hosps
1.17× Fair
Income $86k
Hernando County2hosps
1.21× Fair
Income $63k
Charlotte County2hosps
1.26× Fair
Income $66k
Bay County2hosps
1.31× Fair
Income $70k
Alachua County2hosps
1.33× Fair
Income $60k
Showing top 24 counties with hospital price filings of 67 total in Florida

All Hospitals in Florida (188)

Ranked by how their commercial prices compare to the fair BaseRate — best value first. Select any hospital to inspect its full procedure price list.

Sort:

Compare Prices by Procedure in Florida (142)

High-impact surgeries, scans, and hospital stays are listed first with the typical Florida price. Search any procedure below.

Browse Florida by Metro Area

Local hospital comparison pages for each Florida regional market.

Which Insurers Negotiate Prices in Florida

Across the 179 Florida hospitals that publish negotiated rates, here is how many hospitals each major insurance carrier has an in-network contract with.

Aetna 153 of 179 hospitals
UnitedHealthcare 151 of 179 hospitals
Cigna 144 of 179 hospitals
Blue Cross Blue Shield 138 of 179 hospitals
Humana 137 of 179 hospitals
Kaiser Permanente 3 of 179 hospitals

Also negotiating in Florida: AvMed (113) · Molina (109) · WellCare (109) · Simply Healthcare (86) · Oscar Health (82) · AmeriHealth (59).

Prices are sourced from each hospital's federally-required public price file, most recently published October 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →