CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Fishermen's Community Hospital

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 80048
  • Insurance Median: $382
  • Cash Discount Price: $439
  • vs. Medicare Baseline: 45.15x Medicare
The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Fishermen's Community Hospital is $382. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $439. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 45.15x the Medicare baseline. Located in 3301 Overseas Hwy, Marathon, FL.
Cash / Self-Pay
$439

Average discount available for prompt cash payment at this facility.

Insurance Median
$382

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)
Cash / Self-Pay: $439 (5189%)
Insurance Median: $382 (4515%)
Cash: $439 (5189% of Medicare)
Ins. Median: $382 (4515% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 4515% of the Medicare baseline (a markup of 4415%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $5 - $517 59%
Amerigroup $5 59%
Medicaid / KanCare $5 59%
Sunshine State $5 59%
UnitedHealthcare $5 - $675 59%
Vista $5 59%
Wellcare $5 59%
Blue Cross Blue Shield $113 - $675 1336%
Leon Medical $142 1678%
Medica Health Plan $142 1678%
Medicare (plans) $142 - $191 1678%
Humana $155 1832%
Avmed $156 - $559 1844%
Cigna $162 - $540 1915%
Non Contracted $248 2931%
International $439 5189%
Amerihealth $506 5981%
Dimension Health Plan $506 - $608 5981%
Affordable $608 7187%
Phcs $608 7187%
Quality Health $608 7187%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 3301 Overseas Hwy, Marathon, FL 33050
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Critical Access Hospitals