CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Hendricks Regional Health

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $173
Cash Discount Price: $93
vs. Medicare Baseline: 5.13x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Hendricks Regional Health is $173. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $93. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 5.13x the Medicare baseline. Located in 1000 E Main St, Danville, IN.

Cash / Self-Pay

$93

Average discount available for prompt cash payment at this facility.

Insurance Median

$173

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $93 (276%)

Insurance Median: $173 (513%)

Cash: $93 (276% of Medicare)

Ins. Median: $173 (513% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 513% of the Medicare baseline (a markup of 413%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$31 - $489	92%
Humana	$32 - $196	95%
Va Ccn	$32	95%
Aetna	$33 - $223	98%
Caresource Exchange	$33	98%
Medicare (plans)	$33 - $34	98%
Ambetter / Centene	$64	190%
UnitedHealthcare	$136 - $169	403%
Encore Encircle Network	$158 - $166	468%
Sagamore Health Incumbent Program	$163 - $171	483%
Cigna	$167 - $175	495%
Sagamorehealth Network	$175 - $183	519%
Siho Commercial Network	$181 - $190	537%
Multiplan	$199 - $209	590%
Encore Health Network	$206 - $216	611%
Multiplan/Beech Street	$215 - $225	637%
Multiplan/ Complementary	$217 - $228	643%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $93.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hendricks Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.