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State Price Transparency Index 115 Mapped Hospitals 133 Shoppable Procedures +1% vs. U.S. Median (near the U.S. average)

Indiana Hospital Rates

Compare cash discount rates, commercial insurance prices, and fair price benchmarks across all 115 Indiana hospitals.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Near Fair BaseRate Benchmark
1.01×vs. U.S. Fair Price Average
Position vs. 1.00× Fair PriceRight at U.S. Average (0%) 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Across 115 Indiana hospitals, typical commercial prices match the U.S. fair price average (1.01×) after accounting for local wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Indiana Market & Best ValueSummarizes statewide hospital price coverage across Indiana, the average commercial markup over federal Medicare rates, and the #1 best-value hospital in the state.115 Hospitals · 133 Procedures
Hospitals Priced115 in INTotal hospitals in Indiana with verified machine-readable price disclosures indexed in the Crystal.
Avg vs. Medicare1.4× MedicareAverage commercial insurance negotiated rate across Indiana hospitals compared to what federal Medicare pays for the same procedure.
Best Value in IN0.33× FairLowest confounder-adjusted hospital in Indiana: Rush Memorial Hospital (Rushville) at 0.33× fair market price.

Most affordable Indiana hospital: Rush Memorial Hospital (Rushville) at 0.33× the fair price (67% below benchmark).

Statewide Hospital Pricing Fingerprint115 Indiana Hospitals Analyzed

Indiana Statewide Hospital Pricing Summary

Across 115 reporting hospitals and 133 shoppable procedures in Indiana, typical commercial insurance rates sit at 1.01× the U.S. fair price average (1.4× federal Medicare rates). However, prices vary by 6.6× across the state — from 0.33× fair price at the most affordable hospitals up to 2.18× at high-markup facilities.

State Price Index: 1.01× U.S. Fair AverageAvg Commercial Rate: 1.4× Medicare
Advantage

Best Value in Indiana (Lowest-Priced Hospitals & Patient Edge)

  • Best-value hospital in Indiana: Rush Memorial Hospital (Rushville) prices care at 0.33× the fair price benchmark.
  • Additional low-cost leaders include Wabash Valley Alliance, Inc. / River Bend Hospital (West Lafayette, 0.39× fair) and Bloomington Regional Rehabilitation Hospital (0.43× fair).
  • Bottom-quartile Indiana hospitals (Q25) charge 0.84× the fair price or less — comparing quotes before scheduling elective care saves 25%–45%.
  • Nonprofit 501(c)(3) hospitals across Indiana must provide free or discounted charity care under federal 26 U.S.C. § 501(r) income rules.
Watchout

Where Indiana Patients Get Burned (High-Markup Traps)

  • Highest-markup Indiana facilities reach 5.4× Medicare (Franciscan Health Crown Point in Crown Point, Union Hospital Inc).
  • Prices for the exact same procedure swing 6.6× between the lowest-priced (0.33×) and highest-priced (2.18×) hospitals in Indiana.
  • Emergency room, lab, and outpatient surgery facility fees carry significantly higher markups than pre-scheduled imaging or freestanding centers.
Most Affordable IN Hospitals (Bottom 25%)Best Value Tier
0.33× – 0.84× Fair

Led by Rush Memorial Hospital (Rushville) at 0.33× fair price.

Typical Indiana Hospital (State Median)1.4× Medicare
1.17× Fair Price

Middle-of-the-pack commercial rate across all 115 Indiana hospitals.

Highest-Markup IN Hospitals (Top 25%)6.6× State Spread
1.53× – 2.18× Fair

Highest-priced quarter of Indiana hospitals where shopping around saves the most.

Indiana County Price & Affordability Heatmap 67 of 92 Counties with MRF Hospital Data

Indiana County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 92 counties in Indiana

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup
Lake County9hosps
1.56× Fair
Income $69k
Allen County6hosps
1.22× Fair
Income $69k
Hamilton County5hosps
0.81× Fair
Income $118k
Marion County5hosps
1.35× Fair
Income $63k
Warrick County3hosps
0.72× Fair
Income $95k
Elkhart County3hosps
0.88× Fair
Income $66k
Vigo County3hosps
1.08× Fair
Income $53k
Tippecanoe County3hosps
1.26× Fair
Income $59k
Madison County2hosps
0.51× Fair
Income $63k
Vanderburgh County2hosps
0.74× Fair
Income $61k
Porter County2hosps
0.85× Fair
Income $86k
DeKalb County2hosps
0.98× Fair
Income $70k
Hendricks County2hosps
1.17× Fair
Income $100k
Kosciusko County2hosps
1.17× Fair
Income $74k
Monroe County2hosps
1.46× Fair
Income $63k
Rush County1hosp
0.35× Fair
Income $64k
Washington County1hosp
0.51× Fair
Income $61k
Howard County1hosp
0.61× Fair
Income $62k
Clay County1hosp
0.62× Fair
Income $68k
Randolph County1hosp
0.64× Fair
Income $61k
Warren County1hosp
0.73× Fair
Income $75k
Jennings County1hosp
0.74× Fair
Income $68k
Steuben County1hosp
0.76× Fair
Income $71k
Henry County1hosp
0.77× Fair
Income $60k
Showing top 24 counties with hospital price filings of 92 total in Indiana

All Hospitals in Indiana (115)

Ranked by how their commercial prices compare to the fair BaseRate — best value first. Select any hospital to inspect its full procedure price list.

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Compare Prices by Procedure in Indiana (133)

High-impact surgeries, scans, and hospital stays are listed first with the typical Indiana price. Search any procedure below.

Browse Indiana by Metro Area

Local hospital comparison pages for each Indiana regional market.

Which Insurers Negotiate Prices in Indiana

Across the 119 Indiana hospitals that publish negotiated rates, here is how many hospitals each major insurance carrier has an in-network contract with.

UnitedHealthcare 114 of 119 hospitals
Blue Cross Blue Shield 113 of 119 hospitals
Aetna 106 of 119 hospitals
Cigna 94 of 119 hospitals
Humana 94 of 119 hospitals
Kaiser Permanente 3 of 119 hospitals

Also negotiating in Indiana: CareSource (89) · Ambetter (Centene) (53) · Health Net (34) · UniCare (19) · Devoted Health (17) · WellCare (17).

Prices are sourced from each hospital's federally-required public price file, most recently published October 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →