CMS Price Transparency Data

Hepatitis C antibody test

Facility: Franciscan Health Crawfordsville

Billing Code: 86803 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86803
Insurance Median: $207
Cash Discount Price: $89
vs. Medicare Baseline: 14.51x Medicare

The contracted insurance negotiated median rate for a Hepatitis C antibody test at Franciscan Health Crawfordsville is $207. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $89. Compared to the federal Medicare reimbursement reference rate of $14.27, this hospital’s rate is 14.51x the Medicare baseline. Located in 1710 Lafayette Rd, Crawfordsville, IN.

Cash / Self-Pay

$89

Average discount available for prompt cash payment at this facility.

Insurance Median

$207

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14.27 (100%)

Cash / Self-Pay: $89 (624%)

Insurance Median: $207 (1451%)

Cash: $89 (624% of Medicare)

Ins. Median: $207 (1451% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1451% of the Medicare baseline (a markup of 1351%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$11 - $14	77%
Mdwise [1175]	$14	98%
Medicaid / KanCare	$14	98%
Medicare (plans)	$14	98%
Unicare [1150]	$14	98%
Managed Health Services [1302]	$16	112%
Workers Comp [1172]	$29	203%
Commercial [2001]	$64 - $292	448%
Managed Care [2000]	$64 - $292	448%
United Medical Resources [1158]	$207	1451%
United Medical Resources [1301]	$207	1451%
UnitedHealthcare	$207	1451%
Aetna	$238	1668%
Cigna	$292	2046%
Great West Insurance [1055]	$292	2046%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $89.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86803.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Franciscan Health Crawfordsville is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86803.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.