CMS Price Transparency Data

Blood antibody screen

Facility: Pulaski Memorial Hospital

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $33
Cash Discount Price: $71
vs. Medicare Baseline: 0.62x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at Pulaski Memorial Hospital is $33. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $71. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 0.62x the Medicare baseline. Located in 616 E 13Th St, Winamac, IN.

Cash / Self-Pay

$71

Average discount available for prompt cash payment at this facility.

Insurance Median

$33

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $71 (133%)

Insurance Median: $33 (62%)

Cash: $71 (133% of Medicare)

Ins. Median: $33 (62% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$10 - $67	19%
Caresource Mcaid Hhw	$10	19%
Cenpatico Mcaid Hhw - All Other Plans	$10	19%
Mdwise Mcaid Hcc	$10	19%
Mdwise Mcaid Hhw	$10	19%
Mhs Mcaid Hhw/Hcc	$10	19%
UnitedHealthcare	$10 - $80	19%
Ambetter / Centene	$31	58%
Caresource Mcaid Hip	$31	58%
Caresource Mcare Hmo	$31	58%
Cenpatico Mcaid Hip	$31	58%
Mdwise Mcaid Hip - All Other Plans	$31	58%
Mhs Mcaid Hip	$31	58%
Humana	$32 - $81	60%
Mhs Mcare Allwell	$32	60%
Aetna	$36	68%
Caresource Exch Hmo Hix - All Other Plans	$39	73%
Sagamore Rose Acre	$75	141%
Sagamore - All Other Plans	$77	145%
Encore Ppo - All Other Plans	$86	162%
Community Health Alliance - All Plans	$90	169%
Encore Workers Comp	$91	171%
Multiplan - All Plans	$91	171%
Cigna	$96	180%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $71.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Pulaski Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.