CMS Price Transparency Data

Psychiatric evaluation (first visit)

Facility: Pulaski Memorial Hospital

Billing Code: 90791 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90791
Insurance Median: $375
Cash Discount Price: $401
vs. Medicare Baseline: 2.07x Medicare

The contracted insurance negotiated median rate for a Psychiatric evaluation (first visit) at Pulaski Memorial Hospital is $375. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $401. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 2.07x the Medicare baseline. Located in 616 E 13Th St, Winamac, IN.

Cash / Self-Pay

$401

Average discount available for prompt cash payment at this facility.

Insurance Median

$375

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $401 (221%)

Insurance Median: $375 (207%)

Cash: $401 (221% of Medicare)

Ins. Median: $375 (207% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 207% of the Medicare baseline (a markup of 107%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ambetter / Centene	$178	98%
Blue Cross Blue Shield	$178 - $573	98%
Caresource Mcaid Hip	$178	98%
Caresource Mcare Hmo	$178	98%
Cenpatico Mcaid Hip	$178	98%
Mdwise Mcaid Hip - All Other Plans	$178	98%
Mhs Mcaid Hip	$178	98%
UnitedHealthcare	$178 - $573	98%
Humana	$179 - $461	99%
Mhs Mcare Allwell	$179	99%
Aetna	$206	114%
Caresource Exch Hmo Hix - All Other Plans	$222	122%
Sagamore Rose Acre	$427	235%
Sagamore - All Other Plans	$433	239%
Encore Ppo - All Other Plans	$487	269%
Community Health Alliance - All Plans	$510	281%
Encore Workers Comp	$516	285%
Multiplan - All Plans	$516	285%
Cigna	$544	300%
Caresource Mcaid Hhw	$573	316%
Cenpatico Mcaid Hhw - All Other Plans	$573	316%
Mdwise Mcaid Hcc	$573	316%
Mdwise Mcaid Hhw	$573	316%
Mhs Mcaid Hhw/Hcc	$573	316%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $401.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90791.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Pulaski Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90791.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.