CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Cameron Memorial Community Hospital Inc

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80061
Insurance Median: $50
Cash Discount Price: $55
vs. Medicare Baseline: 3.73x Medicare

The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Cameron Memorial Community Hospital Inc is $50. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $55. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 3.73x the Medicare baseline. Located in 416 E Maumee St, Angola, IN.

Cash / Self-Pay

$55

Average discount available for prompt cash payment at this facility.

Insurance Median

$50

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)

Cash / Self-Pay: $55 (411%)

Insurance Median: $50 (373%)

Cash: $55 (411% of Medicare)

Ins. Median: $50 (373% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 373% of the Medicare baseline (a markup of 273%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$13 - $59	97%
Caresource Indiana Of In	$13 - $47	97%
Managed Health Services	$13	97%
Mdwise	$13	97%
Aetna	$18 - $111	134%
Humana	$18 - $110	134%
UnitedHealthcare	$18 - $101	134%
Plain Church Group Ministry	$22 - $50	164%
Centivo	$31 - $70	232%
Lucent	$31 - $70	232%
Phcs	$42 - $96	314%
Php	$43 - $97	321%
Sagamore Health Network	$43 - $99	321%
Signature Care	$47 - $113	351%
Three Rivers Preferred	$48 - $109	358%
Cigna	$49 - $110	366%
Coventry	$50 - $113	373%
Lutheran Preferred	$51 - $115	381%
Corvel	$52 - $119	388%
Encore	$52 - $118	388%
Frontpath	$52 - $118	388%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $55.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80061.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cameron Memorial Community Hospital Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80061.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.