CMS Price Transparency Data

CT scan, head (with contrast)

Facility: Essentia Health St Joseph's Medical Center

Billing Code: 70460 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70460
  • Insurance Median: $863
  • Cash Discount Price: $1,290
  • vs. Medicare Baseline: 4.82x Medicare
The contracted insurance negotiated median rate for a CT scan, head (with contrast) at Essentia Health St Joseph's Medical Center is $863. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,290. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 4.82x the Medicare baseline. Located in 523 North 3Rd Street, Brainerd, MN.
Cash / Self-Pay
$1,290

Average discount available for prompt cash payment at this facility.

Insurance Median
$863

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)
Cash / Self-Pay: $1,290 (720%)
Insurance Median: $863 (482%)
Cash: $1,290 (720% of Medicare)
Ins. Median: $863 (482% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 482% of the Medicare baseline (a markup of 382%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Primewest $177 99%
Itasca Med Care $178 99%
Advocare/Security Health $191 107%
Blue Cross Blue Shield $191 - $1,342 107%
Freedom Blue Ppo $191 107%
Healthpartners Care Msho / Mcr Adv $191 107%
Imcare Msho Pcc Prime $191 107%
Imcare Msho Ref Req $191 107%
Medica Advantage Solutions $191 107%
Medica Msho/Dual Solutions $191 107%
Medica Prime Solution Group $191 107%
Medicare (plans) $191 107%
Nd Va Administration $191 107%
Platinum Blue/Vantage Blue $191 107%
Primewest Msho $191 107%
Secure Blue Msho $191 107%
Ubh Cost Plan $191 107%
Ubh Msho $191 107%
Ucare Msho $191 107%
UnitedHealthcare $191 - $1,459 107%
Medica Access $606 338%
Blue Plus Pmap Pcc Prime $683 - $1,212 381%
Sanford Health Plan $822 - $866 459%
Healthpartners Care Pmap $824 460%
Medica $1,219 - $1,355 680%
Medica Uplan $1,219 680%
Ucare $1,261 704%
Wea $1,380 - $1,476 770%
Medica Choice $1,396 779%
Cigna $1,409 786%
Healthpartners $1,409 786%
Healthpartners Pcc Prime $1,409 786%
America'S Ppo $1,486 829%
Wps $1,591 - $1,610 888%
Aetna $1,629 909%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 523 North 3Rd Street, Brainerd, MN 56401
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals