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State Price Transparency Index 79 Mapped Hospitals 142 Shoppable Procedures −2% vs. U.S. Median (near the U.S. average)

Minnesota Hospital Rates

Compare cash discount rates, commercial insurance prices, and fair price benchmarks across all 79 Minnesota hospitals.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Near Fair BaseRate Benchmark
0.98×vs. U.S. Fair Price Average
Position vs. 1.00× Fair PriceRight at U.S. Average (0%) 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Across 79 Minnesota hospitals, typical commercial prices match the U.S. fair price average (0.98×) after accounting for local wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Minnesota Market & Best ValueSummarizes statewide hospital price coverage across Minnesota, the average commercial markup over federal Medicare rates, and the #1 best-value hospital in the state.79 Hospitals · 142 Procedures
Hospitals Priced79 in MNTotal hospitals in Minnesota with verified machine-readable price disclosures indexed in the Crystal.
Avg vs. Medicare1.6× MedicareAverage commercial insurance negotiated rate across Minnesota hospitals compared to what federal Medicare pays for the same procedure.
Best Value in MN0.29× FairLowest confounder-adjusted hospital in Minnesota: Stevens Community Medical Center Inc (Morris) at 0.29× fair market price.

Most affordable Minnesota hospital: Stevens Community Medical Center Inc (Morris) at 0.29× the fair price (71% below benchmark).

Statewide Hospital Pricing Fingerprint79 Minnesota Hospitals Analyzed

Minnesota Statewide Hospital Pricing Summary

Across 79 reporting hospitals and 142 shoppable procedures in Minnesota, typical commercial insurance rates sit at 0.98× the U.S. fair price average (1.6× federal Medicare rates). However, prices vary by 10.3× across the state — from 0.29× fair price at the most affordable hospitals up to 2.98× at high-markup facilities.

State Price Index: 0.98× U.S. Fair AverageAvg Commercial Rate: 1.6× Medicare
Advantage

Best Value in Minnesota (Lowest-Priced Hospitals & Patient Edge)

  • Best-value hospital in Minnesota: Stevens Community Medical Center Inc (Morris) prices care at 0.29× the fair price benchmark.
  • Additional low-cost leaders include Kittson Healthcare (Hallock, 0.40× fair) and Glacial Ridge Hospital (0.42× fair).
  • Bottom-quartile Minnesota hospitals (Q25) charge 0.93× the fair price or less — comparing quotes before scheduling elective care saves 25%–45%.
  • Nonprofit 501(c)(3) hospitals across Minnesota must provide free or discounted charity care under federal 26 U.S.C. § 501(r) income rules.
Watchout

Where Minnesota Patients Get Burned (High-Markup Traps)

  • Highest-markup Minnesota facilities reach 4.7× Medicare (Ely - Bloomenson Community Hospital in Ely, Welia Health).
  • Prices for the exact same procedure swing 10.3× between the lowest-priced (0.29×) and highest-priced (2.98×) hospitals in Minnesota.
  • Emergency room, lab, and outpatient surgery facility fees carry significantly higher markups than pre-scheduled imaging or freestanding centers.
Most Affordable MN Hospitals (Bottom 25%)Best Value Tier
0.29× – 0.93× Fair

Led by Stevens Community Medical Center Inc (Morris) at 0.29× fair price.

Typical Minnesota Hospital (State Median)1.6× Medicare
1.00× Fair Price

Middle-of-the-pack commercial rate across all 79 Minnesota hospitals.

Highest-Markup MN Hospitals (Top 25%)10.3× State Spread
1.55× – 2.98× Fair

Highest-priced quarter of Minnesota hospitals where shopping around saves the most.

Minnesota County Price & Affordability Heatmap 53 of 87 Counties with MRF Hospital Data

Minnesota County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 87 counties in Minnesota

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup
St. Louis County7hosps
1.33× Fair
Income $69k
Hennepin County6hosps
1.05× Fair
Income $96k
Ramsey County4hosps
1.08× Fair
Income $81k
Lac qui Parle County2hosps
0.75× Fair
Income $72k
Washington County2hosps
1.06× Fair
Income $114k
Cottonwood County2hosps
1.08× Fair
Income $68k
Pennington County2hosps
1.09× Fair
Income $73k
Otter Tail County2hosps
1.22× Fair
Income $71k
Big Stone County2hosps
1.23× Fair
Income $65k
Itasca County2hosps
1.40× Fair
Income $66k
Crow Wing County2hosps
1.54× Fair
Income $71k
Dakota County2hosps
1.56× Fair
Income $105k
Stevens County1hosp
0.35× Fair
Income $71k
Kittson County1hosp
0.40× Fair
Income $70k
Pope County1hosp
0.42× Fair
Income $72k
Todd County1hosp
0.62× Fair
Income $63k
Roseau County1hosp
0.62× Fair
Income $74k
Polk County1hosp
0.92× Fair
Income $69k
Pine County1hosp
0.92× Fair
Income $70k
Norman County1hosp
0.92× Fair
Income $70k
Winona County1hosp
0.94× Fair
Income $70k
Beltrami County1hosp
0.94× Fair
Income $67k
Nobles County1hosp
0.94× Fair
Income $66k
Chippewa County1hosp
0.94× Fair
Income $69k
Showing top 24 counties with hospital price filings of 87 total in Minnesota

All Hospitals in Minnesota (79)

Ranked by how their commercial prices compare to the fair BaseRate — best value first. Select any hospital to inspect its full procedure price list.

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Compare Prices by Procedure in Minnesota (142)

High-impact surgeries, scans, and hospital stays are listed first with the typical Minnesota price. Search any procedure below.

Browse Minnesota by Metro Area

Local hospital comparison pages for each Minnesota regional market.

Which Insurers Negotiate Prices in Minnesota

Across the 80 Minnesota hospitals that publish negotiated rates, here is how many hospitals each major insurance carrier has an in-network contract with.

Blue Cross Blue Shield 75 of 80 hospitals
UnitedHealthcare 74 of 80 hospitals
Aetna 44 of 80 hospitals
Cigna 39 of 80 hospitals
Humana 19 of 80 hospitals

Also negotiating in Minnesota: Medica (76) · HealthPartners (71) · UCare (60) · Sanford Health Plan (43) · Security Health Plan (33) · Health Net (11).

Prices are sourced from each hospital's federally-required public price file, most recently published October 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →