CMS Price Transparency Data

Blood test, hemoglobin

Facility: St Francis Regional Medical Center

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85018
Insurance Median: $20
Cash Discount Price: $25
vs. Medicare Baseline: 8.44x Medicare

The contracted insurance negotiated median rate for a Blood test, hemoglobin at St Francis Regional Medical Center is $20. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $25. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 8.44x the Medicare baseline. Located in 1455 St Francis Avenue, Shakopee, MN.

Cash / Self-Pay

$25

Average discount available for prompt cash payment at this facility.

Insurance Median

$20

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)

Cash / Self-Pay: $25 (1055%)

Insurance Median: $20 (844%)

Cash: $25 (1055% of Medicare)

Ins. Median: $20 (844% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 844% of the Medicare baseline (a markup of 744%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$2 - $46	84%
Blue Cross Blue Shield	$2 - $7	84%
Medica	$2 - $59	84%
Medicaid / KanCare	$2	84%
Medicare (plans)	$2	84%
South Country Health Alliance	$2	84%
Health Partners	$3 - $9	127%
Scha Msho (S)	$3	127%
Ucare Pmap (A B C D E G N O S U R H)	$3 - $15	127%
Medica Health System	$8 - $62	338%
Cigna	$9	380%
UnitedHealthcare	$10 - $53	422%
Medica Mhps	$11 - $59	464%
Americas Ppo (Araz)(B D N O R S V)	$12 - $59	506%
Americas Ppo (Araz) (B D N H O R S)	$13 - $65	549%
First Health (A C E G H U B D N O R S)	$13 - $65	549%
All Other Contracted Care (A B C D E G H N O R S U)	$15 - $77	633%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $25.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85018.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Francis Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85018.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.