CMS Price Transparency Data

X-ray, hand

Facility: Lakewood Health System

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $157
Cash Discount Price: $211
vs. Medicare Baseline: 1.77x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Lakewood Health System is $157. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $211. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.77x the Medicare baseline. Located in 49725 County Road 83, Staples, MN.

Cash / Self-Pay

$211

Average discount available for prompt cash payment at this facility.

Insurance Median

$157

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $211 (237%)

Insurance Median: $157 (177%)

Cash: $211 (237% of Medicare)

Ins. Median: $157 (177% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ucare Msho/Special Needs	$5 - $211	6%
Medica Msho/Mcr Adv	$8 - $205	9%
UnitedHealthcare	$8 - $456	9%
Blue Cross Blue Shield	$9 - $377	10%
Humana	$9 - $207	10%
Ucare Mcr Adv	$9 - $211	10%
Health Partners - All Plans	$12 - $481	13%
Medica Choice Care	$14 - $250	16%
Medica Choice/Focus/Ifb/Mhps - All Other Plans	$14 - $458	16%
Ucare Individual/Family - All Other Plans	$14 - $236	16%
Preferred One Hmo	$16 - $486	18%
Preferred One Ppo - All Other Plans	$17 - $486	19%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $211.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lakewood Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.