CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Fairview Bethesda Hospital

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $106
Cash Discount Price: $71
vs. Medicare Baseline: 3.14x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Fairview Bethesda Hospital is $106. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $71. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 3.14x the Medicare baseline. Located in 45 10Th St W, Saint Paul, MN.

Cash / Self-Pay

$71

Average discount available for prompt cash payment at this facility.

Insurance Median

$106

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $71 (210%)

Insurance Median: $106 (314%)

Cash: $71 (210% of Medicare)

Ins. Median: $106 (314% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 314% of the Medicare baseline (a markup of 214%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Itasca Medical Care	$25 - $33	74%
Primewest	$25 - $33	74%
South Country Health Alliance	$25 - $33	74%
Medica	$26 - $129	77%
Hennepin Health	$27 - $30	80%
Ucare	$27 - $92	80%
Blue Cross Blue Shield	$28 - $116	83%
Health Partners	$28 - $139	83%
Sanford Health Plan	$33 - $105	98%
Security Health Plan	$33 - $134	98%
UnitedHealthcare	$33 - $102	98%
Wellcare	$33	98%
America'S Ppo	$93 - $129	276%
First Health	$146	433%
Multiplan	$151 - $152	448%
Private Healthcare Systems	$151 - $152	448%
Wisconsin Physician Services	$160 - $161	474%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $71.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fairview Bethesda Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.