C-section delivery (full package)
Facility: Liberty Hospital
Billing Code: 59510 (CPT)
- CPT Billing Code: 59510
- Insurance Median: $2,756
- Cash Discount Price: Unavailable
- vs. Medicare Baseline: 1.11x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $2,473.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $2,756 | 111% |
| Humana | $7,165 | 290% |
Consumer Guidance & Cost Commentary
For a self-pay patient, the most critical information is that the cash median price for this C-section delivery procedure at Liberty Hospital is currently not available in the public data; however, the facility offers a negotiated rate of $2,756 for those with insurance. Since cash-pay options are not listed, patients should immediately contact the hospital to inquire about "self-pay" or "prompt-pay" discounts, which can sometimes reduce the final bill by 20% to 50% if paid upfront. It is important to verify these discounts before scheduling, as billing systems may default to insurance processing if a card is on file, potentially voiding any cash agreement.
Regarding the broader rate context, the median negotiated rate of $2,756 is significantly higher than the Medicare amount of $2,473.27, with a ratio of 1.1 times the Medicare rate. This indicates that the commercial rate exceeds the federal baseline, which serves as the objective cost benchmark for healthcare delivery. While the data does not provide specific county or state average comparisons for this procedure, patients should be aware that commercial negotiated rates often include administrative overhead and contract structures that inflate the price beyond the true cost of care represented by Medicare benchmarks.