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State Price Transparency Index 85 Mapped Hospitals 142 Shoppable Procedures −4% vs. U.S. Median (near the U.S. average)

Missouri Hospital Rates

Compare cash discount rates, commercial insurance prices, and fair price benchmarks across all 85 Missouri hospitals.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Near Fair BaseRate Benchmark
0.96×vs. U.S. Fair Price Average
Position vs. 1.00× Fair Price4% Below Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Across 85 Missouri hospitals, typical commercial prices average 4% below the U.S. fair price (0.96×) after accounting for local wages.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Missouri Market & Best ValueSummarizes statewide hospital price coverage across Missouri, the average commercial markup over federal Medicare rates, and the #1 best-value hospital in the state.85 Hospitals · 142 Procedures
Hospitals Priced85 in MOTotal hospitals in Missouri with verified machine-readable price disclosures indexed in the Crystal.
Avg vs. Medicare1.4× MedicareAverage commercial insurance negotiated rate across Missouri hospitals compared to what federal Medicare pays for the same procedure.
Best Value in MO0.76× FairLowest confounder-adjusted hospital in Missouri: The Children's Mercy Hospital (Kansas City) at 0.76× fair market price.

Most affordable Missouri hospital: The Children's Mercy Hospital (Kansas City) at 0.76× the fair price (24% below benchmark).

Statewide Hospital Pricing Fingerprint85 Missouri Hospitals Analyzed

Missouri Statewide Hospital Pricing Summary

Across 85 reporting hospitals and 142 shoppable procedures in Missouri, typical commercial insurance rates sit at 0.96× the U.S. fair price average (1.4× federal Medicare rates). However, prices vary by 3.6× across the state — from 0.76× fair price at the most affordable hospitals up to 2.73× at high-markup facilities.

State Price Index: 0.96× U.S. Fair AverageAvg Commercial Rate: 1.4× Medicare
Advantage

Best Value in Missouri (Lowest-Priced Hospitals & Patient Edge)

  • Best-value hospital in Missouri: The Children's Mercy Hospital (Kansas City) prices care at 0.76× the fair price benchmark.
  • Additional low-cost leaders include Mosaic Life Care at St Joseph (Saint Joseph, 0.76× fair) and Long Term Acute Care Hospital Mosaic Life Care at St Joseph (0.76× fair).
  • Bottom-quartile Missouri hospitals (Q25) charge 0.93× the fair price or less — comparing quotes before scheduling elective care saves 25%–45%.
  • Nonprofit 501(c)(3) hospitals across Missouri must provide free or discounted charity care under federal 26 U.S.C. § 501(r) income rules.
Watchout

Where Missouri Patients Get Burned (High-Markup Traps)

  • Highest-markup Missouri facilities reach 3.3× Medicare (Mercy Rehabilitation Hospital South in Saint Louis, Cox Barton County Hospital).
  • Prices for the exact same procedure swing 3.6× between the lowest-priced (0.76×) and highest-priced (2.73×) hospitals in Missouri.
  • Emergency room, lab, and outpatient surgery facility fees carry significantly higher markups than pre-scheduled imaging or freestanding centers.
Most Affordable MO Hospitals (Bottom 25%)Best Value Tier
0.76× – 0.93× Fair

Led by The Children's Mercy Hospital (Kansas City) at 0.76× fair price.

Typical Missouri Hospital (State Median)1.4× Medicare
1.07× Fair Price

Middle-of-the-pack commercial rate across all 85 Missouri hospitals.

Highest-Markup MO Hospitals (Top 25%)3.6× State Spread
1.32× – 2.73× Fair

Highest-priced quarter of Missouri hospitals where shopping around saves the most.

Missouri County Price & Affordability Heatmap 47 of 115 Counties with MRF Hospital Data

Missouri County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 115 counties in Missouri

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup
Jackson County9hosps
1.01× Fair
Income $67k
St. Louis County8hosps
1.12× Fair
Income $81k
St. Louis city4hosps
1.11× Fair
Income $55k
St. Charles County4hosps
1.18× Fair
Income $103k
Clay County3hosps
1.34× Fair
Income $86k
Jasper County2hosps
1.07× Fair
Income $58k
Newton County2hosps
1.07× Fair
Income $65k
Cape Girardeau County2hosps
1.09× Fair
Income $69k
St. Francois County2hosps
1.09× Fair
Income $55k
Boone County2hosps
1.17× Fair
Income $70k
Barry County2hosps
1.31× Fair
Income $57k
Cass County2hosps
1.53× Fair
Income $87k
Greene County2hosps
1.71× Fair
Income $57k
Buchanan County1hosp
0.76× Fair
Income $59k
Cedar County1hosp
0.82× Fair
Income $46k
Harrison County1hosp
0.88× Fair
Income $53k
Lafayette County1hosp
0.90× Fair
Income $79k
Bates County1hosp
0.90× Fair
Income $58k
Scott County1hosp
0.91× Fair
Income $59k
Laclede County1hosp
0.92× Fair
Income $51k
Polk County1hosp
0.93× Fair
Income $57k
Henry County1hosp
0.93× Fair
Income $57k
Jefferson County1hosp
0.94× Fair
Income $81k
Franklin County1hosp
0.95× Fair
Income $72k
Showing top 24 counties with hospital price filings of 115 total in Missouri

All Hospitals in Missouri (85)

Ranked by how their commercial prices compare to the fair BaseRate — best value first. Select any hospital to inspect its full procedure price list.

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Compare Prices by Procedure in Missouri (142)

High-impact surgeries, scans, and hospital stays are listed first with the typical Missouri price. Search any procedure below.

Browse Missouri by Metro Area

Local hospital comparison pages for each Missouri regional market.

Which Insurers Negotiate Prices in Missouri

Across the 87 Missouri hospitals that publish negotiated rates, here is how many hospitals each major insurance carrier has an in-network contract with.

Blue Cross Blue Shield 84 of 87 hospitals
UnitedHealthcare 83 of 87 hospitals
Cigna 76 of 87 hospitals
Aetna 72 of 87 hospitals
Humana 68 of 87 hospitals

Also negotiating in Missouri: Ambetter (Centene) (55) · HealthLink (52) · Medica (36) · Devoted Health (23) · UniCare (15) · Oscar Health (13).

Prices are sourced from each hospital's federally-required public price file, most recently published October 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →