Vaginal delivery (full package)
Facility: Liberty Hospital
Billing Code: 59400 (CPT)
- CPT Billing Code: 59400
- Insurance Median: $2,492
- Cash Discount Price: Unavailable
- vs. Medicare Baseline: 1.13x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $2,214.42 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $2,492 | 113% |
| Humana | $7,165 | 324% |
Consumer Guidance & Cost Commentary
For this Vaginal delivery (full package) procedure at Liberty Hospital in Liberty, Missouri, the most significant benchmark shows that the commercial negotiated rate is 1.1 times the Medicare amount. While the facility's specific cash and negotiated rates are not directly compared to a state or county average in this dataset, the data indicates a median negotiated rate of $2,492 across two payers, with Blue Cross Blue Shield and Humana both reporting a consistent rate of $2,492. The Medicare amount for this service is set at $2,214.42, which serves as a critical baseline for understanding the facility's pricing structure.
Because the commercial negotiated rates are higher than the Medicare benchmark, patients with high-deductible plans might find that paying the cash price directly could result in lower out-of-pocket costs if the insurance allowed amount exceeds the cash rate. It is essential to contact the hospital directly to inquire about "self-pay" or "prompt-pay" discounts, which can significantly reduce the final bill. Additionally, patients should request a detailed, itemized billing audit before finalizing payment to ensure no errors, unbundled codes, or services not rendered are included in the total charge, as over 80% of hospital bills often contain discrepancies.