CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Select Specialty Hospital - St. Louis

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 470
Insurance Median: $1,723
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.12x Medicare

The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Select Specialty Hospital - St. Louis is $1,723. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 0.12x the Medicare baseline. Located in 300 1St Capitol Drive, St Charles, MO.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,723

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)

Insurance Median: $1,723 (12%)

Ins. Median: $1,723 (12% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Imagine Health	$1,425	10%
Cigna	$1,446 - $1,643	10%
Health Link	$1,508 - $1,529	11%
Occunet	$1,550	11%
Aetna	$1,575 - $1,880	11%
Blue Cross Blue Shield	$1,586 - $1,950	11%
Mercy Health Plan	$1,600 - $1,745	11%
Phcs-Multiplan	$1,700	12%
UnitedHealthcare	$1,803	13%
Naphcare	$1,951	14%
Healthcare Highways	$1,957	14%
Medica	$1,989	14%
Centivo	$1,995	14%
Health Smart	$2,019 - $2,242	14%
Essence Healthcare	$2,240	16%
Wppa	$2,308	16%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Select Specialty Hospital - St. Louis is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.