CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: St Joseph Health System, LLC

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97112
  • Insurance Median: $76
  • Cash Discount Price: $57
  • vs. Medicare Baseline: 2.32x Medicare
The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at St Joseph Health System, LLC is $76. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $57. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 2.32x the Medicare baseline. Located in 702 Van Buren St., Fort Wayne, IN.
Cash / Self-Pay
$57

Average discount available for prompt cash payment at this facility.

Insurance Median
$76

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)
Cash / Self-Pay: $57 (174%)
Insurance Median: $76 (232%)
Cash: $57 (174% of Medicare)
Ins. Median: $76 (232% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 232% of the Medicare baseline (a markup of 132%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Amish Aid $19 - $76 58%
Self Pay $19 - $173 58%
Php $20 - $126 61%
Lutheran Preferred $22 - $189 67%
Php Freedom Network $24 - $63 73%
Cigna $25 - $315 76%
Blue Cross Blue Shield $28 - $186 86%
UnitedHealthcare $28 - $186 86%
Tricare $29 89%
Aetna $31 - $214 95%
Department Of Veterans Affairs $31 95%
Humana $31 - $186 95%
Managed Health Services $31 - $186 95%
Medicare (plans) $31 95%
Node Hospice Non Par Agree $31 95%
Node Va $31 95%
Veterans Eval Services $31 95%
Node Devoted Health Mcr Adv $32 98%
In Dept Of Correction $33 101%
Node Pphp Mcr Adv $33 101%
Lutheran Network $35 - $173 107%
Three Rivers $35 - $142 107%
Encore Ppo $40 - $284 122%
Sagamore $41 - $95 125%
Lutheran Advanced Network $47 144%
Us Department Of Labor $50 153%
Multiplan $54 - $246 165%
Encore Work Comp In $57 174%
Prime Health Services $57 - $236 174%
First Health $58 - $236 177%
Align Network $62 - $252 189%
Frontpath Health Coalition $62 - $252 189%
Work Comp $63 192%
Advantage Health Solutions $65 - $261 199%
Allied Benefit Systems $70 - $284 214%
Encore Kba Epo $75 229%
Medical Mutual Of Ohio $78 - $315 238%
Parkview Healthplan Services $78 - $315 238%
Value Options $78 - $315 238%
Encore Kba Ppo $94 287%
Caresource $186 568%
Medicaid / KanCare $186 568%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 702 Van Buren St., Fort Wayne, IN 46802
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals