St Joseph Health System, LLC
702 Van Buren St., Fort Wayne, IN 46802 · 117 Priced Procedures · 72% Patient Recommendation
Typical commercial prices here are +16% above the fair benchmark (1.16×) even after accounting for local nurse/doctor wages and patient complexity.
3-Star CMS clinical quality rating paired with 1.16× fair market pricing.
Consolidated System Premium Pricer
Operating in a concentrated regional market (CBSA HHI 4,811), St Joseph Health System, LLC commands a 1.16× BaseRate commercial premium across insurers. Self-pay cash quotes, in-state peer hospitals, and freestanding outpatient facilities offer critical leverage against consolidated system pricing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.98× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 66% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 72% patient recommendation (66/100 safety score)
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 2.0× markup over Medicare rates
- Commercial insurance median sits at 1.26× Fair BaseRate (1.7× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Specialty infusion drugs (J-codes) average 1.8× Medicare — verify per-unit billing on itemized statements
- Consolidated metro market (HHI 4,811) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at St Joseph Health System, LLC
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 117 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $26,515 | unverified |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $25,311 | unverified |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $19,694 | 1.1× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $11,694 | 1.4× |
| C-section delivery (full package) CPT Code: 59510 | $5,593 | 1.9× |
| Vaginal delivery (full package) CPT Code: 59400 | $4,838 | 1.8× |
| Trauma team activation HCPCS Code: G0390 | $3,185 | unverified |
| Total knee replacement CPT Code: 27447 | $936 | 0.1× |
| Blood transfusion CPT Code: 36430 | $934 | unverified |
| Total hip replacement CPT Code: 27130 | $904 | 0.1× |
| Bunion correction surgery CPT Code: 28296 | $772 | 0.2× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $738 | 1.4× |
| Cataract surgery with lens implant CPT Code: 66984 | $732 | 0.3× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $632 | 1.4× |
| Rabies immune globulin HCPCS Code: 90375 | $490 | 1.5× |
| MRI, knee or other leg joint CPT Code: 73721 | $505 | 1.4× |
| MRI, lower back (no contrast) CPT Code: 72148 | $458 | 1.4× |
| MRI, brain (no contrast) CPT Code: 70551 | $464 | 1.4× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $459 | unverified |
| Inguinal hernia repair CPT Code: 49505 | $469 | unverified |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $480 | unverified |
| Breast lump removal CPT Code: 19120 | $418 | 0.1× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $371 | 1.4× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $391 | 1.3× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $365 | 0.4× |
Audit a Bill or Quote at St Joseph Health System, LLC (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask St Joseph Health System, LLC's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $19,087 Fair BaseRate ($14,117 Medicare)
Your bill ($63,636) is $44,549 above the denoised Fair BaseRate ($19,087) and 4.5× the $14,117 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify St Joseph Health System, LLC as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (249 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for St Joseph Health System, LLC.
Notable Payer Contract Outliers (SVD Matrix Anomalies)
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.