CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: St Joseph Health System, LLC

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 92507
  • Insurance Median: $186
  • Cash Discount Price: $140
  • vs. Medicare Baseline: 2.44x Medicare
The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at St Joseph Health System, LLC is $186. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $140. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 2.44x the Medicare baseline. Located in 702 Van Buren St., Fort Wayne, IN.
Cash / Self-Pay
$140

Average discount available for prompt cash payment at this facility.

Insurance Median
$186

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)
Cash / Self-Pay: $140 (184%)
Insurance Median: $186 (244%)
Cash: $140 (184% of Medicare)
Ins. Median: $186 (244% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 244% of the Medicare baseline (a markup of 144%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Amish Aid $49 - $150 64%
Self Pay $49 - $344 64%
Php $51 - $250 67%
Lutheran Preferred $58 - $376 76%
Php Freedom Network $64 - $196 84%
UnitedHealthcare $65 - $312 85%
Cigna $66 - $626 87%
Tricare $68 89%
Aetna $72 - $426 95%
Blue Cross Blue Shield $72 - $227 95%
Department Of Veterans Affairs $72 95%
Humana $72 - $186 95%
Managed Health Services $72 - $186 95%
Medicare (plans) $72 95%
Veterans Eval Services $72 95%
Node Devoted Health Mcr Adv $74 97%
Node Hospice Non Par Agree $74 97%
Node Va $74 97%
In Dept Of Correction $77 101%
Node Pphp Mcr Adv $77 101%
Lutheran Network $92 - $344 121%
Three Rivers $92 - $282 121%
Sagamore $95 - $110 125%
Encore Ppo $104 - $563 137%
Lutheran Advanced Network $110 144%
Us Department Of Labor $114 150%
Encore Work Comp In $133 175%
Prime Health Services $133 - $470 175%
Multiplan $141 - $488 185%
Work Comp $147 193%
First Health $153 - $470 201%
Align Network $163 - $501 214%
Frontpath Health Coalition $163 - $501 214%
Advantage Health Solutions $169 - $520 222%
Encore Kba Epo $177 232%
Allied Benefit Systems $184 - $563 242%
Caresource $186 244%
Medicaid / KanCare $186 244%
Medical Mutual Of Ohio $204 - $626 268%
Parkview Healthplan Services $204 - $626 268%
Value Options $204 - $626 268%
Encore Kba Ppo $221 290%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 702 Van Buren St., Fort Wayne, IN 46802
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals