Culture, bacterial
Facility: Fairbanks Memorial Hospital
Billing Code: 87070 (CPT)
This hospital's typical commercial price is $9 compared to the $10 fair price benchmark.
2-Star CMS clinical quality rating paired with 0.90× fair market pricing.
One of the lower prices — 0 of 1 other AK hospital charges more for the same procedure.
Black dot = this hospital, among the 2 AK hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Culture, bacterial is about $10 (about 1.1× the $9 Medicare rate). Fairbanks Memorial Hospital charges insurers about $9, or about $172 in cash — about the fair price. Located in Fairbanks, AK.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $41 - $302 | 476% |
| Blue Cross Blue Shieldmajor | $4 - $27 | 46% |
| Aetnamajor | $42 - $306 | 487% |
| Cignamajor | $43 - $312 | 499% |
| Banner Health | $12 - $86 | 139% |
| Moda Health | $4 - $27 | 46% |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Fairbanks Memorial Hospital
Compare: Culture, bacterial at other AK hospitals
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Fairbanks Memorial Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $66
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $66).
Self-Pay Cash Rate ($172) Beats Your Bill
Fairbanks Memorial Hospital's published 45 CFR § 180 self-pay cash rate is $172 (vs. $9 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $10 Fair BaseRate ($9 Medicare)
Your bill ($181) is $171 above the denoised Fair BaseRate ($10) and 20.1× the $9 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.