Skip to main content
States Procedures Methodology Search
State Price Transparency Index 20 Mapped Hospitals 142 Shoppable Procedures +9% vs. U.S. Median (near the U.S. average)

New Hampshire Hospital Rates

Compare cash discount rates, commercial insurance prices, and fair price benchmarks across all 20 New Hampshire hospitals.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Above Fair Market · Negotiate
1.09×vs. U.S. Fair Price Average
Position vs. 1.00× Fair Price+9% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Across 20 New Hampshire hospitals, typical commercial prices average +9% above the U.S. fair price (1.09×) after accounting for local wages.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · New Hampshire Market & Best ValueSummarizes statewide hospital price coverage across New Hampshire, the average commercial markup over federal Medicare rates, and the #1 best-value hospital in the state.20 Hospitals · 142 Procedures
Hospitals Priced20 in NHTotal hospitals in New Hampshire with verified machine-readable price disclosures indexed in the Crystal.
Avg vs. Medicare1.9× MedicareAverage commercial insurance negotiated rate across New Hampshire hospitals compared to what federal Medicare pays for the same procedure.
Best Value in NH0.79× FairLowest confounder-adjusted hospital in New Hampshire: St Joseph Hospital (Nashua) at 0.79× fair market price.

Most affordable New Hampshire hospital: St Joseph Hospital (Nashua) at 0.79× the fair price (21% below benchmark).

Statewide Hospital Pricing Fingerprint20 New Hampshire Hospitals Analyzed

New Hampshire Statewide Hospital Pricing Summary

Across 20 reporting hospitals and 142 shoppable procedures in New Hampshire, typical commercial insurance rates sit at 1.09× the U.S. fair price average (1.9× federal Medicare rates). However, prices vary by 3.9× across the state — from 0.79× fair price at the most affordable hospitals up to 3.05× at high-markup facilities.

State Price Index: 1.09× U.S. Fair AverageAvg Commercial Rate: 1.9× Medicare
Advantage

Best Value in New Hampshire (Lowest-Priced Hospitals & Patient Edge)

  • Best-value hospital in New Hampshire: St Joseph Hospital (Nashua) prices care at 0.79× the fair price benchmark.
  • Additional low-cost leaders include New London Hospital (New London, 0.82× fair) and Androscoggin Valley Hospital (0.86× fair).
  • Bottom-quartile New Hampshire hospitals (Q25) charge 0.90× the fair price or less — comparing quotes before scheduling elective care saves 25%–45%.
  • Nonprofit 501(c)(3) hospitals across New Hampshire must provide free or discounted charity care under federal 26 U.S.C. § 501(r) income rules.
Watchout

Where New Hampshire Patients Get Burned (High-Markup Traps)

  • Highest-markup New Hampshire facilities reach 4.1× Medicare (Speare Memorial Hospital in Plymouth, Monadnock Community Hospital).
  • Prices for the exact same procedure swing 3.9× between the lowest-priced (0.79×) and highest-priced (3.05×) hospitals in New Hampshire.
  • Emergency room, lab, and outpatient surgery facility fees carry significantly higher markups than pre-scheduled imaging or freestanding centers.
Most Affordable NH Hospitals (Bottom 25%)Best Value Tier
0.79× – 0.90× Fair

Led by St Joseph Hospital (Nashua) at 0.79× fair price.

Typical New Hampshire Hospital (State Median)1.9× Medicare
1.44× Fair Price

Middle-of-the-pack commercial rate across all 20 New Hampshire hospitals.

Highest-Markup NH Hospitals (Top 25%)3.9× State Spread
1.66× – 3.05× Fair

Highest-priced quarter of New Hampshire hospitals where shopping around saves the most.

New Hampshire County Price & Affordability Heatmap 8 of 10 Counties with MRF Hospital Data

New Hampshire County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 10 counties in New Hampshire

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup

All Hospitals in New Hampshire (20)

Ranked by how their commercial prices compare to the fair BaseRate — best value first. Select any hospital to inspect its full procedure price list.

Sort:

Compare Prices by Procedure in New Hampshire (142)

High-impact surgeries, scans, and hospital stays are listed first with the typical New Hampshire price. Search any procedure below.

Browse New Hampshire by Metro Area

Local hospital comparison pages for each New Hampshire regional market.

Which Insurers Negotiate Prices in New Hampshire

Across the 20 New Hampshire hospitals that publish negotiated rates, here is how many hospitals each major insurance carrier has an in-network contract with.

Blue Cross Blue Shield 19 of 20 hospitals
Aetna 17 of 20 hospitals
Cigna 17 of 20 hospitals
UnitedHealthcare 16 of 20 hospitals
Humana 9 of 20 hospitals

Also negotiating in New Hampshire: Harvard Pilgrim (17) · Ambetter (Centene) (9) · AmeriHealth (9) · Tufts Health Plan (9) · WellSense (8) · MVP Health Care (5).

Prices are sourced from each hospital's federally-required public price file, most recently published October 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →