Skip to main content
States Procedures Methodology Search
State Price Transparency Index 92 Mapped Hospitals 142 Shoppable Procedures 0% vs. U.S. Median (near the U.S. average)

New York Hospital Rates

Compare cash discount rates, commercial insurance prices, and fair price benchmarks across all 92 New York hospitals.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Near Fair BaseRate Benchmark
1.00×vs. U.S. Fair Price Average
Position vs. 1.00× Fair PriceRight at U.S. Average (0%) 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Across 92 New York hospitals, typical commercial prices match the U.S. fair price average (1.00×) after accounting for local wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · New York Market & Best ValueSummarizes statewide hospital price coverage across New York, the average commercial markup over federal Medicare rates, and the #1 best-value hospital in the state.92 Hospitals · 142 Procedures
Hospitals Priced92 in NYTotal hospitals in New York with verified machine-readable price disclosures indexed in the Crystal.
Avg vs. Medicare1.4× MedicareAverage commercial insurance negotiated rate across New York hospitals compared to what federal Medicare pays for the same procedure.
Best Value in NY0.51× FairLowest confounder-adjusted hospital in New York: Soldiers and Sailors Memorial Hospital of Yates (Penn Yan) at 0.51× fair market price.

Most affordable New York hospital: Soldiers and Sailors Memorial Hospital of Yates (Penn Yan) at 0.51× the fair price (49% below benchmark).

Statewide Hospital Pricing Fingerprint92 New York Hospitals Analyzed

New York Statewide Hospital Pricing Summary

Across 92 reporting hospitals and 142 shoppable procedures in New York, typical commercial insurance rates sit at 1.00× the U.S. fair price average (1.4× federal Medicare rates). However, prices vary by 5.8× across the state — from 0.51× fair price at the most affordable hospitals up to 2.96× at high-markup facilities.

State Price Index: 1.00× U.S. Fair AverageAvg Commercial Rate: 1.4× Medicare
Advantage

Best Value in New York (Lowest-Priced Hospitals & Patient Edge)

  • Best-value hospital in New York: Soldiers and Sailors Memorial Hospital of Yates (Penn Yan) prices care at 0.51× the fair price benchmark.
  • Additional low-cost leaders include Elizabethtown Community Hospital (Elizabethtown, 0.74× fair) and The University of Vermont Health Network-Alice Hy (0.75× fair).
  • Bottom-quartile New York hospitals (Q25) charge 0.90× the fair price or less — comparing quotes before scheduling elective care saves 25%–45%.
  • Nonprofit 501(c)(3) hospitals across New York must provide free or discounted charity care under federal 26 U.S.C. § 501(r) income rules.
Watchout

Where New York Patients Get Burned (High-Markup Traps)

  • Highest-markup New York facilities reach 4.3× Medicare (Cayuga Medical Center at Ithaca in Ithaca, Arnot Ogden Medical Center).
  • Prices for the exact same procedure swing 5.8× between the lowest-priced (0.51×) and highest-priced (2.96×) hospitals in New York.
  • Emergency room, lab, and outpatient surgery facility fees carry significantly higher markups than pre-scheduled imaging or freestanding centers.
Most Affordable NY Hospitals (Bottom 25%)Best Value Tier
0.51× – 0.90× Fair

Led by Soldiers and Sailors Memorial Hospital of Yates (Penn Yan) at 0.51× fair price.

Typical New York Hospital (State Median)1.4× Medicare
1.03× Fair Price

Middle-of-the-pack commercial rate across all 92 New York hospitals.

Highest-Markup NY Hospitals (Top 25%)5.8× State Spread
1.25× – 2.96× Fair

Highest-priced quarter of New York hospitals where shopping around saves the most.

New York County Price & Affordability Heatmap 46 of 62 Counties with MRF Hospital Data

New York County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 62 counties in New York

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup
Kings County7hosps
1.04× Fair
Income $79k
Erie County6hosps
0.98× Fair
Income $71k
Queens County5hosps
1.03× Fair
Income $85k
Suffolk County5hosps
1.04× Fair
Income $128k
New York County5hosps
1.46× Fair
Income $105k
Nassau County4hosps
0.98× Fair
Income $143k
Westchester County4hosps
1.14× Fair
Income $118k
Orange County4hosps
1.84× Fair
Income $96k
Ontario County2hosps
0.83× Fair
Income $80k
Franklin County2hosps
0.90× Fair
Income $64k
Steuben County2hosps
0.91× Fair
Income $65k
Chautauqua County2hosps
0.95× Fair
Income $57k
Niagara County2hosps
0.96× Fair
Income $68k
Bronx County2hosps
1.09× Fair
Income $49k
Monroe County2hosps
1.17× Fair
Income $74k
Onondaga County2hosps
1.17× Fair
Income $75k
Albany County2hosps
1.19× Fair
Income $83k
Ulster County2hosps
1.37× Fair
Income $82k
Rockland County2hosps
1.42× Fair
Income $111k
Delaware County2hosps
2.05× Fair
Income $60k
Yates County1hosp
0.51× Fair
Income $68k
Essex County1hosp
0.74× Fair
Income $70k
Clinton County1hosp
0.79× Fair
Income $69k
Otsego County1hosp
0.83× Fair
Income $67k
Showing top 24 counties with hospital price filings of 62 total in New York

All Hospitals in New York (92)

Ranked by how their commercial prices compare to the fair BaseRate — best value first. Select any hospital to inspect its full procedure price list.

Sort:

Compare Prices by Procedure in New York (142)

High-impact surgeries, scans, and hospital stays are listed first with the typical New York price. Search any procedure below.

Browse New York by Metro Area

Local hospital comparison pages for each New York regional market.

Which Insurers Negotiate Prices in New York

Across the 93 New York hospitals that publish negotiated rates, here is how many hospitals each major insurance carrier has an in-network contract with.

Aetna 91 of 93 hospitals
UnitedHealthcare 91 of 93 hospitals
Blue Cross Blue Shield 88 of 93 hospitals
Cigna 72 of 93 hospitals
Humana 55 of 93 hospitals
Kaiser Permanente 2 of 93 hospitals

Also negotiating in New York: Fidelis Care (81) · MVP Health Care (62) · WellCare (56) · MagnaCare (45) · Molina (37) · CDPHP (34).

Prices are sourced from each hospital's federally-required public price file, most recently published October 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →