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State Price Transparency Index

Kentucky Hospital Rates

Compare cash discount rates and insurance negotiated prices for medical procedures across Kentucky healthcare facilities.

State Hospitals 66
Shoppable Procedures 133
vs U.S. Median Price −6% near the U.S. average
How Kentucky prices compare 133 procedures · −6% vs U.S. median
Hip or knee replacement
U.S. median
$19,245
In Kentucky
$15,421
$3,824 less here
U.S.
KY

Across 133 shoppable procedures, Kentucky hospitals typically charge close to the national median for the same procedures. It varies a lot by procedure and hospital — the examples below and the full lists show where.

In real dollars — U.S. median vs Kentucky

Best value: Marcum and Wallace Memorial Hospital (Irvine) — about 71% below its fair BaseRate. How we calculate this →

Which insurers negotiate prices in Kentucky

Across the 78 Kentucky hospitals that publish negotiated rates, here’s how many each major insurer has a deal with. A gap can mean higher out-of-pocket costs or a bigger chance of an out-of-network bill.

Blue Cross Blue Shield 74 of 78 hospitals
UnitedHealthcare 71 of 78 hospitals
Aetna 64 of 78 hospitals
Humana 62 of 78 hospitals
Cigna 31 of 78 hospitals

Also negotiating in Kentucky: WellCare (54) · Molina (37) · CareSource (23) · Devoted Health (12) · UniCare (9) · Ambetter (Centene) (8).

All hospitals in Kentucky

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Ranked by how their prices compare to the fair BaseRate — best value first. The × fair figure is geo-adjusted, so a rural hospital isn't unfairly dinged for its location. Tap any hospital for its full price list.

Browse Kentucky by area

Local price pages for each Kentucky metro area.

Compare prices by procedure in Kentucky

The fair BaseRate, the typical price, and the cheapest hospitals for any procedure in Kentucky.

Prices are sourced from each hospital's federally-required public price file, most recently published June 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →