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State Price Transparency Index 64 Mapped Hospitals 142 Shoppable Procedures +2% vs. U.S. Median (near the U.S. average)

Arizona Hospital Rates

Compare cash discount rates, commercial insurance prices, and fair price benchmarks across all 64 Arizona hospitals.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Near Fair BaseRate Benchmark
1.02×vs. U.S. Fair Price Average
Position vs. 1.00× Fair PriceRight at U.S. Average (0%) 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Across 64 Arizona hospitals, typical commercial prices match the U.S. fair price average (1.02×) after accounting for local wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Arizona Market & Best ValueSummarizes statewide hospital price coverage across Arizona, the average commercial markup over federal Medicare rates, and the #1 best-value hospital in the state.64 Hospitals · 142 Procedures
Hospitals Priced64 in AZTotal hospitals in Arizona with verified machine-readable price disclosures indexed in the Crystal.
Avg vs. Medicare1.5× MedicareAverage commercial insurance negotiated rate across Arizona hospitals compared to what federal Medicare pays for the same procedure.
Best Value in AZ0.60× FairLowest confounder-adjusted hospital in Arizona: Copper Queen Community Hospital (Bisbee) at 0.60× fair market price.

Most affordable Arizona hospital: Copper Queen Community Hospital (Bisbee) at 0.60× the fair price (40% below benchmark).

Statewide Hospital Pricing Fingerprint64 Arizona Hospitals Analyzed

Arizona Statewide Hospital Pricing Summary

Across 64 reporting hospitals and 142 shoppable procedures in Arizona, typical commercial insurance rates sit at 1.02× the U.S. fair price average (1.5× federal Medicare rates). However, prices vary by 6.1× across the state — from 0.60× fair price at the most affordable hospitals up to 3.65× at high-markup facilities.

State Price Index: 1.02× U.S. Fair AverageAvg Commercial Rate: 1.5× Medicare
Advantage

Best Value in Arizona (Lowest-Priced Hospitals & Patient Edge)

  • Best-value hospital in Arizona: Copper Queen Community Hospital (Bisbee) prices care at 0.60× the fair price benchmark.
  • Additional low-cost leaders include Page Hospital (Page, 0.73× fair) and Yuma Regional Medical Center (0.78× fair).
  • Bottom-quartile Arizona hospitals (Q25) charge 0.96× the fair price or less — comparing quotes before scheduling elective care saves 25%–45%.
  • Nonprofit 501(c)(3) hospitals across Arizona must provide free or discounted charity care under federal 26 U.S.C. § 501(r) income rules.
Watchout

Where Arizona Patients Get Burned (High-Markup Traps)

  • Highest-markup Arizona facilities reach 3.6× Medicare (Benson Hospital in Benson, Rehabilitation Hospital of Northern Arizona).
  • Prices for the exact same procedure swing 6.1× between the lowest-priced (0.60×) and highest-priced (3.65×) hospitals in Arizona.
  • Emergency room, lab, and outpatient surgery facility fees carry significantly higher markups than pre-scheduled imaging or freestanding centers.
Most Affordable AZ Hospitals (Bottom 25%)Best Value Tier
0.60× – 0.96× Fair

Led by Copper Queen Community Hospital (Bisbee) at 0.60× fair price.

Typical Arizona Hospital (State Median)1.5× Medicare
1.04× Fair Price

Middle-of-the-pack commercial rate across all 64 Arizona hospitals.

Highest-Markup AZ Hospitals (Top 25%)6.1× State Spread
1.40× – 3.65× Fair

Highest-priced quarter of Arizona hospitals where shopping around saves the most.

Arizona County Price & Affordability Heatmap 9 of 15 Counties with MRF Hospital Data

Arizona County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 15 counties in Arizona

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup

All Hospitals in Arizona (64)

Ranked by how their commercial prices compare to the fair BaseRate — best value first. Select any hospital to inspect its full procedure price list.

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Compare Prices by Procedure in Arizona (142)

High-impact surgeries, scans, and hospital stays are listed first with the typical Arizona price. Search any procedure below.

Browse Arizona by Metro Area

Local hospital comparison pages for each Arizona regional market.

Which Insurers Negotiate Prices in Arizona

Across the 69 Arizona hospitals that publish negotiated rates, here is how many hospitals each major insurance carrier has an in-network contract with.

Aetna 58 of 69 hospitals
UnitedHealthcare 58 of 69 hospitals
Cigna 56 of 69 hospitals
Blue Cross Blue Shield 55 of 69 hospitals
Humana 55 of 69 hospitals
Kaiser Permanente 20 of 69 hospitals

Also negotiating in Arizona: Banner Health (42) · Devoted Health (42) · Health Net (29) · Oscar Health (29) · Ambetter (Centene) (19) · WellCare (19).

Prices are sourced from each hospital's federally-required public price file, most recently published October 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →