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State Price Transparency Index 30 Mapped Hospitals 142 Shoppable Procedures −11% vs. U.S. Median (below the U.S. average)

Maine Hospital Rates

Compare cash discount rates, commercial insurance prices, and fair price benchmarks across all 30 Maine hospitals.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Good Deal · Below Fair Market
0.89×vs. U.S. Fair Price Average
Position vs. 1.00× Fair Price11% Below Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Across 30 Maine hospitals, typical commercial prices average 11% below the U.S. fair price (0.89×) after accounting for local wages.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Maine Market & Best ValueSummarizes statewide hospital price coverage across Maine, the average commercial markup over federal Medicare rates, and the #1 best-value hospital in the state.30 Hospitals · 142 Procedures
Hospitals Priced30 in METotal hospitals in Maine with verified machine-readable price disclosures indexed in the Crystal.
Avg vs. Medicare1.5× MedicareAverage commercial insurance negotiated rate across Maine hospitals compared to what federal Medicare pays for the same procedure.
Best Value in ME0.72× FairLowest confounder-adjusted hospital in Maine: Houlton Regional Hospital (Houlton) at 0.72× fair market price.

Most affordable Maine hospital: Houlton Regional Hospital (Houlton) at 0.72× the fair price (28% below benchmark).

Statewide Hospital Pricing Fingerprint30 Maine Hospitals Analyzed

Maine Statewide Hospital Pricing Summary

Across 30 reporting hospitals and 142 shoppable procedures in Maine, typical commercial insurance rates sit at 0.89× the U.S. fair price average (1.5× federal Medicare rates). However, prices vary by 4.3× across the state — from 0.72× fair price at the most affordable hospitals up to 3.07× at high-markup facilities.

State Price Index: 0.89× U.S. Fair AverageAvg Commercial Rate: 1.5× Medicare
Advantage

Best Value in Maine (Lowest-Priced Hospitals & Patient Edge)

  • Best-value hospital in Maine: Houlton Regional Hospital (Houlton) prices care at 0.72× the fair price benchmark.
  • Additional low-cost leaders include Northern Maine Medical Center (Fort Kent, 0.72× fair) and Northern Light Mayo Hospital (0.76× fair).
  • Bottom-quartile Maine hospitals (Q25) charge 0.80× the fair price or less — comparing quotes before scheduling elective care saves 25%–45%.
  • Nonprofit 501(c)(3) hospitals across Maine must provide free or discounted charity care under federal 26 U.S.C. § 501(r) income rules.
Watchout

Where Maine Patients Get Burned (High-Markup Traps)

  • Highest-markup Maine facilities reach 3.9× Medicare (Bridgton Hospital in Bridgton, Rumford Hospital).
  • Prices for the exact same procedure swing 4.3× between the lowest-priced (0.72×) and highest-priced (3.07×) hospitals in Maine.
  • Emergency room, lab, and outpatient surgery facility fees carry significantly higher markups than pre-scheduled imaging or freestanding centers.
Most Affordable ME Hospitals (Bottom 25%)Best Value Tier
0.72× – 0.80× Fair

Led by Houlton Regional Hospital (Houlton) at 0.72× fair price.

Typical Maine Hospital (State Median)1.5× Medicare
0.92× Fair Price

Middle-of-the-pack commercial rate across all 30 Maine hospitals.

Highest-Markup ME Hospitals (Top 25%)4.3× State Spread
1.05× – 3.07× Fair

Highest-priced quarter of Maine hospitals where shopping around saves the most.

Maine County Price & Affordability Heatmap 13 of 16 Counties with MRF Hospital Data

Maine County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 16 counties in Maine

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup

All Hospitals in Maine (30)

Ranked by how their commercial prices compare to the fair BaseRate — best value first. Select any hospital to inspect its full procedure price list.

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Compare Prices by Procedure in Maine (142)

High-impact surgeries, scans, and hospital stays are listed first with the typical Maine price. Search any procedure below.

Browse Maine by Metro Area

Local hospital comparison pages for each Maine regional market.

Which Insurers Negotiate Prices in Maine

Across the 30 Maine hospitals that publish negotiated rates, here is how many hospitals each major insurance carrier has an in-network contract with.

Blue Cross Blue Shield 28 of 30 hospitals
Aetna 27 of 30 hospitals
Cigna 27 of 30 hospitals
UnitedHealthcare 25 of 30 hospitals
Humana 15 of 30 hospitals

Also negotiating in Maine: WellCare (24) · Harvard Pilgrim (16) · Health Net (1) · WellSense (1).

Prices are sourced from each hospital's federally-required public price file, most recently published October 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →