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State Price Transparency Index 31 Mapped Hospitals 128 Shoppable Procedures +10% vs. U.S. Median (near the U.S. average)

New Mexico Hospital Rates

Compare cash discount rates, commercial insurance prices, and fair price benchmarks across all 31 New Mexico hospitals.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Above Fair Market · Negotiate
1.10×vs. U.S. Fair Price Average
Position vs. 1.00× Fair Price+10% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Across 31 New Mexico hospitals, typical commercial prices average +10% above the U.S. fair price (1.10×) after accounting for local wages.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · New Mexico Market & Best ValueSummarizes statewide hospital price coverage across New Mexico, the average commercial markup over federal Medicare rates, and the #1 best-value hospital in the state.31 Hospitals · 128 Procedures
Hospitals Priced31 in NMTotal hospitals in New Mexico with verified machine-readable price disclosures indexed in the Crystal.
Avg vs. Medicare2.0× MedicareAverage commercial insurance negotiated rate across New Mexico hospitals compared to what federal Medicare pays for the same procedure.
Best Value in NM0.74× FairLowest confounder-adjusted hospital in New Mexico: UNM Hospital (Albuquerque) at 0.74× fair market price.

Most affordable New Mexico hospital: UNM Hospital (Albuquerque) at 0.74× the fair price (26% below benchmark).

Statewide Hospital Pricing Fingerprint31 New Mexico Hospitals Analyzed

New Mexico Statewide Hospital Pricing Summary

Across 31 reporting hospitals and 128 shoppable procedures in New Mexico, typical commercial insurance rates sit at 1.10× the U.S. fair price average (2.0× federal Medicare rates). However, prices vary by 5.9× across the state — from 0.74× fair price at the most affordable hospitals up to 4.40× at high-markup facilities.

State Price Index: 1.10× U.S. Fair AverageAvg Commercial Rate: 2.0× Medicare
Advantage

Best Value in New Mexico (Lowest-Priced Hospitals & Patient Edge)

  • Best-value hospital in New Mexico: UNM Hospital (Albuquerque) prices care at 0.74× the fair price benchmark.
  • Additional low-cost leaders include Covenant Health Hobbs Hospital (Hobbs, 0.96× fair) and Alta Vista Regional Hospital (0.98× fair).
  • Bottom-quartile New Mexico hospitals (Q25) charge 1.04× the fair price or less — comparing quotes before scheduling elective care saves 25%–45%.
  • Nonprofit 501(c)(3) hospitals across New Mexico must provide free or discounted charity care under federal 26 U.S.C. § 501(r) income rules.
Watchout

Where New Mexico Patients Get Burned (High-Markup Traps)

  • Highest-markup New Mexico facilities reach 6.1× Medicare (Dr Dan C Trigg Memorial Hospital in Tucumcari, Socorro General Hospital).
  • Prices for the exact same procedure swing 5.9× between the lowest-priced (0.74×) and highest-priced (4.40×) hospitals in New Mexico.
  • Emergency room, lab, and outpatient surgery facility fees carry significantly higher markups than pre-scheduled imaging or freestanding centers.
Most Affordable NM Hospitals (Bottom 25%)Best Value Tier
0.74× – 1.04× Fair

Led by UNM Hospital (Albuquerque) at 0.74× fair price.

Typical New Mexico Hospital (State Median)2.0× Medicare
1.33× Fair Price

Middle-of-the-pack commercial rate across all 31 New Mexico hospitals.

Highest-Markup NM Hospitals (Top 25%)5.9× State Spread
1.58× – 4.40× Fair

Highest-priced quarter of New Mexico hospitals where shopping around saves the most.

New Mexico County Price & Affordability Heatmap 19 of 33 Counties with MRF Hospital Data

New Mexico County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 33 counties in New Mexico

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup
Showing top 24 counties with hospital price filings of 33 total in New Mexico

All Hospitals in New Mexico (31)

Ranked by how their commercial prices compare to the fair BaseRate — best value first. Select any hospital to inspect its full procedure price list.

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Compare Prices by Procedure in New Mexico (128)

High-impact surgeries, scans, and hospital stays are listed first with the typical New Mexico price. Search any procedure below.

Browse New Mexico by Metro Area

Local hospital comparison pages for each New Mexico regional market.

Which Insurers Negotiate Prices in New Mexico

Across the 34 New Mexico hospitals that publish negotiated rates, here is how many hospitals each major insurance carrier has an in-network contract with.

Blue Cross Blue Shield 27 of 34 hospitals
UnitedHealthcare 26 of 34 hospitals
Aetna 23 of 34 hospitals
Cigna 18 of 34 hospitals
Humana 17 of 34 hospitals
Kaiser Permanente 3 of 34 hospitals

Also negotiating in New Mexico: Presbyterian (24) · Molina (17) · Devoted Health (7) · Health Net (4) · Ambetter (Centene) (2) · Amerigroup (2).

Prices are sourced from each hospital's federally-required public price file, most recently published October 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →