Hospital observation (per hour)
Facility: Fairbanks Memorial Hospital
Billing Code: G0378 (HCPCS)
Compares typical commercial prices against the fair price benchmark after accounting for local wages and case complexity.
2-Star CMS clinical quality rating paired with 1.00× fair market pricing.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $57 - $457 | — |
| Blue Cross Blue Shieldmajor | $56 - $452 | — |
| Aetnamajor | $57 - $462 | — |
| Cignamajor | $59 - $471 | — |
| Banner Health | $16 - $130 | — |
| Moda Health | $58 - $466 | — |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Audit a Bill or Quote at Fairbanks Memorial Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $81
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $81).
Self-Pay Cash Rate ($212) Beats Your Bill
Fairbanks Memorial Hospital's published 45 CFR § 180 self-pay cash rate is $212. Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Request Itemized CPT Coding & Medicare Benchmark Review
Your entered amount is at or below the modeled Fair BaseRate benchmark.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.