CMS Price Transparency Data

Sepsis treatment (inpatient stay)

Facility: Fairbanks Memorial Hospital

Billing Code: 871 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 871
Insurance Median: $73,557
Cash Discount Price: $73,946
vs. Medicare Baseline: 5.21x Medicare

The contracted insurance negotiated median rate for a Sepsis treatment (inpatient stay) at Fairbanks Memorial Hospital is $73,557. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $73,946. Compared to the federal Medicare reimbursement reference rate of $14,116.91, this hospital’s rate is 5.21x the Medicare baseline. Located in 1650 Cowles Street, Fairbanks, AK.

Cash / Self-Pay

$73,946

Average discount available for prompt cash payment at this facility.

Insurance Median

$73,557

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,116.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,116.91 (100%)

Cash / Self-Pay: $73,946 (524%)

Insurance Median: $73,557 (521%)

Cash: $73,946 (524% of Medicare)

Ins. Median: $73,557 (521% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,116.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 521% of the Medicare baseline (a markup of 421%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Banner Choice - All Plans	$17,567	124%
Premera First - All Plans	$17,567	124%
Tricare	$17,567	124%
Va (Triwest) - All Plans	$17,567	124%
Blue Cross Blue Shield	$73,167	518%
UnitedHealthcare	$73,946	524%
Aetna	$74,724	529%
Moda Health Plan - All Plans	$75,502	535%
Multiplan - All Plans	$75,502	535%
Cigna	$76,281	540%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $73,946.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 871.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fairbanks Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 871.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.