CMS Price Transparency Data

Electrocardiogram (EKG, tracing only)

Facility: North Alabama Medical Center

Billing Code: 93005 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93005
Insurance Median: $70
Cash Discount Price: $187
vs. Medicare Baseline: 1.16x Medicare

The contracted insurance negotiated median rate for a Electrocardiogram (EKG, tracing only) at North Alabama Medical Center is $70. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $187. Compared to the federal Medicare reimbursement reference rate of $60.27, this hospital’s rate is 1.16x the Medicare baseline. Located in 1701 Veterans Drive, Florence, AL.

Cash / Self-Pay

$187

Average discount available for prompt cash payment at this facility.

Insurance Median

$70

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$60.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $60.27 (100%)

Cash / Self-Pay: $187 (310%)

Insurance Median: $70 (116%)

Cash: $187 (310% of Medicare)

Ins. Median: $70 (116% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $60.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Nassau Life Insurance Company Of Texas	$10	17%
UnitedHealthcare	$27 - $322	45%
Blue Cross Blue Shield	$39 - $253	65%
Viva Health	$50	83%
Veteran Family Member Program	$51	85%
Aetna	$53 - $55	88%
Healthspring Markets	$53	88%
Viva Health, Inc	$54 - $253	90%
Humana	$57	95%
Ambetter / Centene	$70	116%
Performance Health	$70	116%
Cigna	$158 - $339	262%
Meritain Health	$255	423%
Benesys-Icl 1175	$363	602%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $187.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93005.

Insurance In-Network Protection Plan

Contact your insurance company to confirm North Alabama Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93005.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.