CMS Price Transparency Data

MRI, brain (no contrast)

Facility: North Alabama Medical Center

Billing Code: 70551 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70551
Insurance Median: $315
Cash Discount Price: $729
vs. Medicare Baseline: 1.29x Medicare

The contracted insurance negotiated median rate for a MRI, brain (no contrast) at North Alabama Medical Center is $315. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $729. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.29x the Medicare baseline. Located in 1701 Veterans Drive, Florence, AL.

Cash / Self-Pay

$729

Average discount available for prompt cash payment at this facility.

Insurance Median

$315

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $729 (299%)

Insurance Median: $315 (129%)

Cash: $729 (299% of Medicare)

Ins. Median: $315 (129% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$197 - $340	81%
Healthspring Markets	$208	85%
Aetna	$209 - $225	86%
UnitedHealthcare	$221 - $320	91%
Ambetter / Centene	$287	118%
Simpra Advantage	$459	188%
Viva Health, Inc	$495	203%
Humana	$518	212%
Cigna	$2,192	899%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $729.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70551.

Insurance In-Network Protection Plan

Contact your insurance company to confirm North Alabama Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70551.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.