CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: The East Alabama Healthcare Authority

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $62
Cash Discount Price: $42
vs. Medicare Baseline: 1.77x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at The East Alabama Healthcare Authority is $62. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $42. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 1.77x the Medicare baseline. Located in 2000 Pepperell Parkway, Opelika, AL.

Cash / Self-Pay

$42

Average discount available for prompt cash payment at this facility.

Insurance Median

$62

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $42 (120%)

Insurance Median: $62 (177%)

Cash: $42 (120% of Medicare)

Ins. Median: $62 (177% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Novanet	$11 - $12	31%
Aetna	$32 - $77	91%
Blue Cross Blue Shield	$32 - $49	91%
Cigna	$32	91%
Humana	$32 - $67	91%
Simpra	$32	91%
Viva	$32 - $74	91%
Beechstreet	$33 - $65	94%
Alabama Crime Victims	$38	108%
Mcm Maxcare	$60 - $62	171%
Mega Life	$60 - $62	171%
UnitedHealthcare	$60 - $62	171%
Coventry First Health	$64 - $65	182%
Geha	$64 - $65	182%
Multiplan	$64 - $65	182%
Workers Comp	$64 - $65	182%
Trpn	$68 - $69	194%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $42.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The East Alabama Healthcare Authority is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.