CMS Price Transparency Data

Bunion correction surgery

Facility: Riverview Regional Medical Center

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $2,920
Cash Discount Price: $2,920
vs. Medicare Baseline: 0.87x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Riverview Regional Medical Center is $2,920. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,920. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.87x the Medicare baseline. Located in 600 South Third Street, Gadsden, AL.

Cash / Self-Pay

$2,920

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,920

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $2,920 (87%)

Insurance Median: $2,920 (87%)

Cash: $2,920 (87% of Medicare)

Ins. Median: $2,920 (87% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$374	11%
Humana	$2,774	83%
Viva Health	$2,891	86%
Blue Cross Blue Shield	$2,920 - $6,671	87%
Cigna	$2,920	87%
Evernorth Behavioral Health	$2,920	87%
Health Service Center	$2,920	87%
Medicare (plans)	$2,920	87%
Tricare	$2,920	87%
UnitedHealthcare	$2,920 - $2,953	87%
Simpra Advantage	$2,950	88%
Devoted Health	$2,979	89%
Employer Direct Healthcare	$4,088	122%
Naphcare	$4,526	135%
Occunet	$5,841	175%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,920.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Riverview Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.