Hip or knee replacement (inpatient stay)
Facility: USA Health University Hospital
Billing Code: 470 (MS-DRG)
This hospital's typical commercial price is $21,297 compared to the $14,473 fair price benchmark.
2-Star CMS clinical quality rating paired with 1.47× fair market pricing.
Highest price of the 9 AL hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 AL hospitals with a price for this procedure. Full list below.
A fair price for a Hip or knee replacement (inpatient stay) is about $14,473 (about 1.0× the $14,044 Medicare rate). USA Health University Hospital charges insurers about $21,297 — above the fair price. Located in Mobile, AL.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $14,473. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $21,297 | 152% |
| Blue Cross Blue Shieldmajor | $3,753 - $20,232 | 27% |
| Aetnamajor | $21,297 | 152% |
| Cignamajor | $21,297 | 152% |
| Humanamajor | $21,297 - $23,001 | 152% |
| Ambetter (Centene) | $25,557 | 182% |
| Devoted Health | $21,297 | 152% |
| Molina | $23,427 | 167% |
| WellCare | $21,297 | 152% |
| + 1 smaller / regional plan | $21,297 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at USA Health University Hospital
Compare: Hip or knee replacement (inpatient stay) at other AL hospitals
- North Alabama Medical Center · Florence $9,659
- Riverview Regional Medical Center · Gadsden $12,932
- Northeast Alabama Regional Medical Center · Anniston $12,989
- Crestwood Medical Center · Huntsville $13,019
- Grandview Medical Center · Birmingham $13,025
- Hill Hospital of Sumter County · York $13,287
- Medical Center Enterprise · Enterprise $13,356
- Highlands Medical Center · Scottsboro $13,786
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at USA Health University Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $18,554
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $18,554).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask USA Health University Hospital's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $14,473 Fair BaseRate ($14,044 Medicare)
Your bill ($51,113) is $36,640 above the denoised Fair BaseRate ($14,473) and 3.6× the $14,044 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.