CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: USA Health University Hospital

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $134
Cash Discount Price: $171
vs. Medicare Baseline: 0.99x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at USA Health University Hospital is $134. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $171. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 0.99x the Medicare baseline. Located in 2451 Fillingim Street, Mobile, AL.

Cash / Self-Pay

$171

Average discount available for prompt cash payment at this facility.

Insurance Median

$134

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $171 (126%)

Insurance Median: $134 (99%)

Cash: $171 (126% of Medicare)

Ins. Median: $134 (99% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$81 - $136	60%
Magnolia Health	$81	60%
Truecare	$81	60%
UnitedHealthcare	$81 - $136	60%
Central Healthcare Services	$86 - $202	63%
Viva Health	$86 - $136	63%
Molina Chip	$89	66%
Aetna	$94 - $136	69%
Humana	$111 - $136	82%
Multiplan	$111 - $154	82%
Devoted Health	$120 - $136	88%
Naphcare	$120	88%
Blue Cross Blue Shield	$133	98%
Wellcare	$136	100%
Molina Marketplace	$149	110%
Novanet	$154	114%
Ambetter / Centene	$163	120%
Mississippi Physicians Care Network (Mpcn)	$183	135%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $171.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm USA Health University Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.