Hip or knee replacement (inpatient stay)
Facility: St Vincent's Chilton
Billing Code: 470 (MS-DRG)
This hospital's typical commercial price is $20,124 compared to the $16,607 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Highest price of the 9 AL hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 AL hospitals with a price for this procedure. Full list below.
A fair price for a Hip or knee replacement (inpatient stay) is about $16,607 (about 1.2× the $14,044 Medicare rate). St Vincent's Chilton charges insurers about $20,124 — above the fair price. Located in Clanton, AL.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $16,607. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $19,538 - $22,377 | 139% |
| Blue Cross Blue Shieldmajor | $18,757 - $21,182 | 134% |
| Aetnamajor | $14,949 - $20,124 | 106% |
| Cignamajor | $18,134 - $20,124 | 129% |
| Humanamajor | $19,734 - $27,599 | 141% |
| Ambetter (Centene) | $19,538 - $26,865 | 139% |
| + 1 smaller / regional plan | $25,400 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St Vincent's Chilton
Compare: Hip or knee replacement (inpatient stay) at other AL hospitals
- North Alabama Medical Center · Florence $9,659
- Riverview Regional Medical Center · Gadsden $12,932
- Northeast Alabama Regional Medical Center · Anniston $12,989
- Crestwood Medical Center · Huntsville $13,019
- Grandview Medical Center · Birmingham $13,025
- Hill Hospital of Sumter County · York $13,287
- Medical Center Enterprise · Enterprise $13,356
- Highlands Medical Center · Scottsboro $13,786
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St Vincent's Chilton (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $17,532
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $17,532).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask St Vincent's Chilton's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $16,607 Fair BaseRate ($14,044 Medicare)
Your bill ($48,298) is $31,691 above the denoised Fair BaseRate ($16,607) and 3.4× the $14,044 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.