CMS Price Transparency Data

Total knee replacement

Facility: USA Health Children's & Women's Hospital

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27447
Insurance Median: $1,275
Cash Discount Price: $3,833
vs. Medicare Baseline: 0.10x Medicare

The contracted insurance negotiated median rate for a Total knee replacement at USA Health Children's & Women's Hospital is $1,275. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,833. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.10x the Medicare baseline. Located in 1700 Center Street, Mobile, AL.

Cash / Self-Pay

$3,833

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,275

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $3,833 (29%)

Insurance Median: $1,275 (10%)

Cash: $3,833 (29% of Medicare)

Ins. Median: $1,275 (10% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1,136	9%
Aetna	$1,159	9%
Devoted Health	$1,159	9%
Humana	$1,159	9%
UnitedHealthcare	$1,159 - $9,751	9%
Viva Health	$1,159	9%
Wellcare	$1,159	9%
Molina Marketplace	$1,275	10%
Ambetter / Centene	$1,391	11%
Mississippi Physicians Care Network (Mpcn)	$1,565	12%
Central Healthcare Services	$1,916	15%
Magnolia Health	$9,751	74%
Truecare	$9,751	74%
Molina Chip	$10,726	82%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,833.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27447.

Insurance In-Network Protection Plan

Contact your insurance company to confirm USA Health Children's & Women's Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27447.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.