CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: National Park Medical Center

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $867
Cash Discount Price: $3,139
vs. Medicare Baseline: 0.91x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at National Park Medical Center is $867. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,139. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 0.91x the Medicare baseline. Located in 1910 Malvern Avenue, Hot Springs, AR.

Cash / Self-Pay

$3,139

Average discount available for prompt cash payment at this facility.

Insurance Median

$867

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $3,139 (330%)

Insurance Median: $867 (91%)

Cash: $3,139 (330% of Medicare)

Ins. Median: $867 (91% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$250	26%
Summit Community Care	$568	60%
UnitedHealthcare	$582 - $1,164	61%
Blue Cross Blue Shield	$845 - $867	89%
Hmo Partners Dba Health Advantage	$845	89%
Usable Hmo Inc	$845	89%
Aetna	$867	91%
Wellcare By Allwell	$893	94%
Humana	$910	96%
Ambetter / Centene	$972	102%
Qca Health Plan Inc	$1,743	183%
Cigna	$1,978	208%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,139.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm National Park Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.