CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: National Park Medical Center

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $891
Cash Discount Price: $2,580
vs. Medicare Baseline: 0.96x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at National Park Medical Center is $891. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,580. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 0.96x the Medicare baseline. Located in 1910 Malvern Avenue, Hot Springs, AR.

Cash / Self-Pay

$2,580

Average discount available for prompt cash payment at this facility.

Insurance Median

$891

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $2,580 (278%)

Insurance Median: $891 (96%)

Cash: $2,580 (278% of Medicare)

Ins. Median: $891 (96% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$297	32%
Blue Cross Blue Shield	$420 - $840	45%
Usable Hmo Inc	$420	45%
UnitedHealthcare	$615 - $1,197	66%
Summit Community Care	$674	73%
Hmo Partners Dba Health Advantage	$840	91%
Wellcare By Allwell	$872 - $918	94%
Aetna	$891	96%
Humana	$936	101%
Ambetter / Centene	$999	108%
Government Employees Health Association	$1,197	129%
Qca Health Plan Inc	$1,830	197%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,580.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm National Park Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.