CMS Price Transparency Data

Blood test, sodium

Facility: Mercy Hospital Waldron

Billing Code: 84295 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84295
Insurance Median: $20
Cash Discount Price: $46
vs. Medicare Baseline: 4.16x Medicare

The contracted insurance negotiated median rate for a Blood test, sodium at Mercy Hospital Waldron is $20. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $46. Compared to the federal Medicare reimbursement reference rate of $4.81, this hospital’s rate is 4.16x the Medicare baseline. Located in 1341 West Sixth Street, Waldron, AR.

Cash / Self-Pay

$46

Average discount available for prompt cash payment at this facility.

Insurance Median

$20

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.81 (100%)

Cash / Self-Pay: $46 (956%)

Insurance Median: $20 (416%)

Cash: $46 (956% of Medicare)

Ins. Median: $20 (416% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 416% of the Medicare baseline (a markup of 316%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$4 - $46	83%
Humana	$4 - $60	83%
Medicaid / KanCare	$4 - $27	83%
United Medical Resources Contracted [320454]	$5	104%
UnitedHealthcare	$5 - $19	104%
Summit Community Care Contracted [320368]	$7	146%
Blue Cross Blue Shield	$8 - $19	166%
Usable Contracted [320409]	$8	166%
Novasys Contracted [320285]	$12 - $27	249%
Arkansas Total Care Contracted [320039]	$16	333%
American Health Advantage Of Mo Mcr [20264]	$19	395%
Cherokee Nation Health Serv Contracted [320066]	$19	395%
Cross Timbers Hospice [20098]	$19	395%
Dept Of Veteran Affairs Contracted [320106]	$19	395%
Elara Caring Aspire Hospice Contracted [320433]	$19	395%
Elara Caring Aspire Hospice [20433]	$19	395%
Globalhealth Contracted [320145]	$19	395%
Halo Hcr Inc Hospice Contracted [320432]	$19	395%
Halo Hcr Inc Hospice [20432]	$19	395%
Independent Health [20197]	$19	395%
Indian Health Service Contracted [320198]	$19	395%
Indian Health Service [20198]	$19	395%
Jordan Valley Senior Care Pace [20515]	$19	395%
Kindful Hospice Contracted [320434]	$19	395%
Kindful Hospice [20434]	$19	395%
Medical Associates Health [20444]	$19	395%
Medicare (plans)	$19 - $20	395%
Mercy Hospice Okc [20252]	$19	395%
Pace Of The Ozarks [20518]	$19	395%
Provider Partners Health Plans Contracted [320450]	$19	395%
Qual Choice Contracted [320325]	$19	395%
Spina Bifida Hlthcare Benefit [20506]	$19	395%
Tricare	$19	395%
Valir Pace [20503]	$19	395%
Cigna	$20 - $60	416%
Qual Choice Contracted [320324]	$21	437%
Ambetter / Centene	$27	561%
Home State Health Plan Contracted [320187]	$27	561%
Mercy Interfacility [20513]	$31	644%
Auxiant Contracted [320462]	$42 - $63	873%
Mercy Benefit Admin Contracted [320251]	$42 - $63	873%
Workers Comp [20426]	$46	956%
90 Degree Benefits Contracted [320436]	$60	1247%
Aither Health Contracted [320449]	$60	1247%
Ebms Contracted [320493]	$60	1247%
Edison Health Solutions Contracted [320502]	$60	1247%
Healthlink Contracted [320179]	$60 - $63	1247%
Imagine 360 Contracted [320494]	$60	1247%
Multiplan Contracted [320270]	$60	1247%
Multiplan [20270]	$60	1247%
Municipal Health Plan Contracted [320271]	$60	1247%
Reflect Health Contracted [320492]	$60	1247%
Show-Me Health Administrators Contracted [320483]	$60	1247%
Federal Medical Center Contracted [320127]	$63	1310%
Healthscope Contracted [320182]	$63	1310%
Insurance System Inc Contracted [320465]	$63	1310%
Personify Health Contracted [320051]	$63	1310%
Point C Contracted [320238]	$63	1310%
Preferred Health Plan Contracted [320522]	$63	1310%
Tri State Healthcare Coalition Contracted [320379]	$63	1310%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $46.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84295.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mercy Hospital Waldron is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84295.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.